The quickest solution to short term cash needs

It is an absolute hassle to decode the corporate and finance jargon that accompanies reading the details of financial and investment services. Some of the concepts tend to bounce right off your head ten times and then, once more, for that good luck. You have never known how to use these terminologies as a part of your colloquial lingo. Hence an education in the nuances of finance terms is definitely in order.

Loans against shares

This is definitely an alternative to solve your financial needs without the inconvenience of liquidating or terminating your assets

It can be termed as instant liquidity for needs that could vary from personal to business, with varying degrees of urgency.

It is the kind of loan that helps you borrow the required funds against listed securities, which is also known as a guarantee or a collateral. This list of securities do not include loan against property.

This listed security could be

• Mutual funds

Mutual funds are a type of investment program professionally managed and funded by shareholders with multifarious holdings. These funds are subjected to market risks and possess clauses and conditions.

• Shares

Entitlement of profit that is incurred by the owner of a section of a company’s divided capital. But just like profit the owner of share also faces losses, if incurred.

• Bonds

Bonds are agreements or guarantees with are bound by the law and can be subjected to legal action if tampered with.

• Insurance

Insurance is like a cushion to fall back on or a type of risk management that protects against financial loss

These are used for funds that you can pay back within a matter of months. Some finance firms provide these loans without collaterals or guarantees.

Foreclosure of these loans is a plausible option with some firms, without any foreclosure charges

Some loans that are provided by financial firms come with the clause of only paying interest rates based on the amount you utilize. It does not require EMIs or post dated checks, courtesy the above interest-only-on-amount-utilized policy.

These types of loans are often referred to as an overdraft facility because of the loan acquiring procedure that requires the pledging of an asset or commodity as collateral.

This is definitely the solution to short term cash problems without much of an altercation or delay.

JM financial is an integrated finance firm with financial services like the fundamental analysis of a company as well and provides loans against shares or securities in the shortest and quickest process to meet your short term funding needs.

Fundamental analysis of a company