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What to Look for When Choosing Clarinet Insurance?

Author: Johnson Victor
by Johnson Victor
Posted: Jun 21, 2017

How challenging is buying a clarinet insurance? For one, you know you need it, and second the chance to accept it. Let's look at the facts that state you need to insure your instrument.

  • You are at a clarinet concert. Though the concert organizers have covered most of the aspects, they probably don't have your clarinet covered. What if something happens to your instrument while you are performing? Who is liable to pay for the damages?
  • Similarly, when you are carrying your clarinet for a concert, chances are during air travel, owing to the change in pressure and temperature, you face certain damages. Is the insurance you own covering this aspect? Will you be refunded for such a loss?
  • Let's take another situation where you are a teacher on your way to teach a student or, the other way round. What if the student or you fall while on the way to your destination? In that case, chances are you will need to be insured to save yourself from the expenses the situation demands

Clarinet insurance will make your life better if you buy it at the right time. Let's have a look at what all should be included in your insurance

  • Your insurance should protect your instrument against natural calamities such as the hail storms, earthquakes etc. Remember, during the natural calamities if you are carrying the instrument somewhere, chances are you will damage the instrument, and need to get it repaired. The best way to do that is with clarinet insurance, so that you don't need to pay for the damages
  • In transit damages or theft should be covered in the insurance. For example, if you are traveling in the wrong temperature conditions, and your clarinet stops functioning, you may need to get it seen by an expert. The repairs or consultancy for clarinet is not inexpensive, and if you were to pay for the damages, probably you would hurt your pockets big time. The easy way out is to get it insured and make sure you have someone pay for the damages
  • Accidental coverage should be a part of your insurance. If you meet with an accident while on the way to work, you might need someone to pay for the damage. Similarly, if someone working for you meets with an accident, you should be able to pay for the damages with this insurance. The worker's compensation is also a part of the insurance, if chosen carefully. Make sure you also have a way to pay for the damages caused to the student who is on the way to your classes
  • Normally home owner's insurance tends to cover a large part of the assets at your home but, in some cases it does not include the instruments. Make sure you have the insurance to cover your instrument when it is at home. There are chances it can be stolen from your home, which is why insurance should be a good idea

Make sure you buy the insurance from an experienced provider who will offer you excellent choices.

About the Author

Author is an insurance agent who has a vast knowledge on the various types of music insurance such as string instrument insurance and brass musical insurance.

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Author: Johnson Victor

Johnson Victor

Member since: Jun 13, 2017
Published articles: 23

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