Why Your Child Needs an Insurance Policy for a School Trip

A field trip abroad is one of the greatest learning experiences a child can have. Travel abroad not only gives young people the opportunity to visit places of historical and cultural significance, and view artistic masterpieces up close and personal, it also allows them to become immersed in a different culture.

Travelling opens children up to new experiences and possibilities, gives them a sense of the world, and shows them just what the human spirit can accomplish. New friends, new languages, new cultures, and a new way of seeing the world are only some of the benefits of travel. Despite all the advantages of a school trip, however, parents may naturally feel some reservation in allowing their children to be so far away from home.

Below, we discuss how a travel insurance policy can help ensure peace of mind for a concerned parent.

Keeping in touch

Advances in media and communications technology have changed the way we communicate. Modern gadgets such as smart phones, tablets, digital cameras, and laptops not only enhance our children’s learning experiences abroad, but also provide a convenient way to keep in touch and share their adventures with family back home. Unfortunately, such gadgets can be quite expensive, and young people are not always as careful as they need to be. Baggage can be lost or stolen, and gadgets can be damaged through accidents. While you can’t put a price on a child’s learning or the ability to keep in touch with them, one must still be practical. Purchasing a travel insurance policy means parents will be protected against financial loss in the event of damaged, lost, or stolen property.

Keeping them safe

As exciting and educational a trip abroad can be, there are also a great many things that can go wrong. The natural enthusiasm and sense of adventure in children means they dive into new situations and embrace new experiences wholeheartedly. Unfortunately, this also means they may not be as careful with their possessions, or their health, as we would like them to be - especially when they’re busy having fun.

Young people are naturally vital and hardy, so falling ill or getting hurt is unlikely, but not impossible. In addition to making sure that they have the necessary inoculations, a travel insurance policy is the best way to deal possible health risks involved with travel. Travel insurance cannot help prevent illness or accidents, of course, but in the event a child falls ill or gets hurt, a good policy ensures that they receive the best care possible - including medical evacuation should it become necessary.

As parents, it can be difficult to strike a balance between allowing children to spread their wings and keeping them safe. However, by purchasing a travel insurance policy, parents can gain a little peace of mind when sending children off to discover the world.

Patrick Chong is the Managing Director of Insuremore. We provide the best insurance policy for your needs and offer a range of policies including single-trip, multi-trip and family insurance. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.

Writer and Online Marketing Manager in London.