3 Compelling Reasons to Invest in Annual Holiday Insurance

In this modern age of jet planes and bullet trains, overseas travel has shifted from being a laborious enterprise undertaken only under extreme necessity, to being one of life’s principal pleasures. Travel-related mega-industries are centred on making travel safer, faster, and more convenient, as well as simultaneously more luxurious and affordable. Travel insurance, with its mandate of protecting the traveller from the unpredictable and less-savoury aspects of travel, has also developed to become an integral part of the industry. Listed below, we present three great advantages of investing in annual holiday insurance.

Life doesn’t always follow a schedule

Although travelling alone can certainly be exciting in its own way, nothing compares to travelling with loved ones who can share in your experiences. Group travel can be difficult to organise, however, as scheduling conflicts are one of life’s more bothersome realities. Because annual holiday insurance provides coverage for an entire year and for multiple trips, it provides more leeway than a single-trip policy in terms of scheduling. It also gives you more freedom to just pack your bags and go if the travel bug bites you unexpectedly.

Everybody loves a bargain

Seasoned travellers will tell you that travel doesn’t have to cost you an arm and a leg if you know how to hunt for bargains. One of the most popular ways to save on your trip is to book it months in advance, especially for the ‘off-peak’ seasons, to take advantage of discounts airlines, hotels, and other travel-related services give in pursuit of guaranteed bookings. However, not only does life not keep a schedule, but it very often goes off-script as well. Your plans may be perfectly scheduled and organised, but life can still throw you for a loop. For example, sudden emergencies may come up, or the political stability of your destination may suddenly become precarious. With annual holiday insurance, travellers are protected against financial loss in the event their trip is cancelled or cut short.

The world is your oyster

Some holiday destinations seem to be a magnet for travellers during specific seasons. For example, there’s nothing like attending midnight mass at a cathedral in the Vatican or going to a Shinto shrine in Kyoto for the New Year festival. However, it’s such a big, wide, and wonderful world that it would be a great shame to limit your options to a specific season or calendar date. Springtime in Tuscany is just as beautiful as fall, and the French Alps are just as awe-inspiring in the summer as in the winter. Again, because an annual holiday insurance policy provides coverage for an entire year and for multiple trips, you don’t have to limit your options as to when and where to go on holiday.

In addition to the above, a yearly policy also provides a host of other services. These include protection against financial loss in the event of property loss or damage during the trip, medical and emergency services when needed, liability coverage in the event of accidents, and medical or emergency evacuation when needed - just to name a few.

Patrick Chong is the Managing Director of Insuremore. We provide the best annual holiday insurance and offer a range of policies including single-trip, multi-trip and family insurance. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.

Writer and Online Marketing Manager in London.