Dog bite insurance – A good way to manage potentially major liabilities

If you’re a dog owner, you generally don’t see that dog is a threat. That’s not the way other people see dogs, particularly big dogs, or some breeds. Most Bull Terrier owners, for example, swear by the loyalty and friendliness of their dogs. Rottweiler owners think that their dogs are just big and frisky. Other people, unfortunately sometimes with reason, see these dogs as moving bear traps with legs and attitude problems.

The fact is that many dogs can do significant damage if they bite, and the tendency of those bitten is to sue for very large amounts of money. Dog owners, in fact, can take a severe financial savaging themselves, if their dog does happen to bite the wrong thing at the wrong time.

The other obvious problem is that dogs often bite other dogs. Unless somebody invents a rubber dog, this is an ongoing problem, and it can be almost as expensive as biting a human. Fixing up dogs after dog fights is certainly not cheap.

The quick actual fix for this problem is dog bite liability insurance, which is a type of insurance available in "custom liability insurance" policies. These policies are designed to cover specific liabilities, rather than the more general mainstream pet insurance.

A company called Xinsurance.com is a pioneer in this type of specialized liability insurance. A division of major league insurers Evolution Insurance Brokers, they provide a suite of pet liability insurance, including dog bite insurance.

One of the reason for recommending this company as an example is that they provide a very broad spectrum of specialized insurance for pet owners. They are also a virtual How To manual of custom insurance, offering insurance for a wide range of purposes not usually available from mainstream insurers. If you want to find out more about customized insurance liability, this is where to start.

For more information, and to see their full range of insurance products for yourself as well as check out their dog bite insurance, visit their website here at www.xinsurance.com. Speak directly to the insurers about your needs. We think you’ll like what you see.