Snapshots of 22 Benefits of Travel Insurance Plans
Author: Saif Raza
Travel is a routine affair; and traveling brings its shares of ups and down. Travel woes are common, travel leisure is important, and eradicating all troubles while traveling must be the priority. Thus, one must opt for best plan before scheduled travel; due to any purpose.
Expert Recommendation for Travel Plans:
Schedule your visit according to the weather condition of the place you’re visiting
Try to make travel plans when it’s advised as the best time to visit the region
Check for flights in advance and book early to get discounts or offers
Always pre-book your hotel, as accommodation is of utmost importance
Selecting the best itinerary is a uphill task and must be done with lot of rationality (thinking about preferences, suitability, and theme of vacation)
Always co-brand holiday packages of same destination amongst different travel companies
Co-branding will give you fair idea of best price, high discounts, facilities, inclusions, exclusions, and package features
Check for online reviews before opting for the package and making the payments
The most important is to always opt for travel insurance plans, as it ensures safety, security, and woes free holiday
These 9 points are must to enjoy best of time with family, friends, or beloved. If there is any confusion with the 9 points you can always take the help of travel experts or insurance experts.
Why Travel Insurance Policy?
Comprehensive Insurance cover and features
Specific region, specific premiums (therefore, pay for region you’re visiting)
Low premiums you pay, but you get high features
There’s no per ailment limit for the insured
There will be no upper age limit for insured member, as per the policy rules
The insured member will be upgraded to business class, after any injury or post-hospitalization return to home country
Accidental hospitalization while traveling, will result in automated double of "Sum Insured"
Daily allowance is also paid to the insured member in case of hospitalization
All claims are settled cashless and reimbursed in certain cases
2 way compassionate visit is also a feature of the plan
Though general insurance won’t cover pre-existing diseases, but travel insurance covers pre-existing diseases; in conditions where it’s life threatening
It also cover emergency evacuation and medical evacuation; and all costs are compensated by the insurance company
The evacuation is followed by transportation to the appropriate hospital
Travel woes are compensated and taken care
Loss of baggage is common travel woe and is compensated by the insurance company to the insured
Delay in arrival of baggage is also very often troublesome, and is well compensated; if the return of baggage is delayed by 12 consecutive hours
Flight cancellation or flight delay is a common travel hassle. Cancellation or delay may be due to number of reasons like "bad weather, technical glitch, airline employees strike, emergency landing, security threat, VIP movements, natural calamities in region of visit"
Trip can be cancelled or postponed due to personal or professional disturbances. It’s compensated by the company to insured member
There is no sub limit applicable on the travel insurance plans
The multi-trip options for frequent flyers is best to enjoy reduced costs of premiums
It ensures treatment even in home country, while traveling
Personal accident cover is one of its unique feature
For more information on travel insurance plans, one can also contact the 24/7 client assistance numbers of the insurance company.