5 Advantages of Appliance Insurance Cover

Author: Smart Cover

To buy or not to buy… that is the question on most homeowners’ minds when it comes to appliance insurance cover.

If you are debating over whether or not it is worth buying insurance for your household appliances, here are 5 compelling factors in favour of getting that insurance.

  • Provides Protection In The Event Of An Unexpected Breakdown

No home appliances, however expensive, is 100% infallible. Unexpected circumstances can cause mechanical or electrical breakdowns, often at the most inconvenient time. While replacing smaller appliances is easy and affordable the breakdown of big ticket items such as a fridge, freezer or expensive Smart TV and entertainment systems can be more challenging and will also hurt your bank balance considerably.

  • Provides Protection In The Event Of Accidental Damage

Accidents can and do happen all the time, no matter how careful we are. The accidental damage clause covers your household appliances if they get damaged beyond repair because of an accident. Here an accident is defined as ‘an unexpected, unintentional external action that damaged your appliance or its contents’. For example, if you accidently knocked over the television and the screen cracked, you would be covered by your