Use An Broker For Lower Car Insurance in Calgary

Due to the extreme weather events that we have experienced over the last few years, insurance claims have hit a new record in Canada. A recent report issued by the World Meteorological Organization confirms that all regions of Canada, including Calgary, Alberta, will face high temperatures, unprecedented droughts, strong winds, heavy storms, and major flooding – elements that will reshape completely the behaviour of climate extremes across this region. Considering all these, there is no wonder that more and more insurers talk about increasing home and car insurance Calgary rates.

Potential Insurance Premium Increase: What You Can Do

Although insurance companies will probably increase insurance premiums, you can save some money on your car insurance in Calgary policy by comparing the rates provided by different insurers and choosing the cheapest alternative. However, this strategy is not going to save you a lot of money. To get a really great deal, it is advisable to take a different approach, such as using an insurance broker.

If you wonder why you should use a broker instead of an agent, you should know that a broker usually works with numerous insurance companies, and is able to offer you a variety of alternatives, including the best coverage at the lowest rate available in Calgary. Further, an experienced broker can customize your car insurance policy to meet different needs and demands. Conversely, an agent only works with one company, and has access to a limited range of products and services.

Car Insurance in Calgary: More Reasons to Use a Broker

Getting a really good auto insurance deal is very important for a driver. How can a broker help you? Well, a broker not only is allowed to get in touch with multiple insurance companies, but also has connections that can help him or her obtain some great deals on car insurance in Calgary. Moreover, an experienced broker can get significant discounts based on the number of policies he or she sells. Sometimes, insurers provide special rates to brokers, knowing that these professionals have enough expertise to select the most appropriate policies for different clients – things that help insurers avoid underinsurance-related claims. Typically, brokers transfer the discounts and special rates they receive to their customers.

Unlike traditional companies, which require clients to comply with generic policies that meet common needs and demands, a broker can provide car insurance policies that fit all of your expectations. This is possible because they pay attention to your requests, making sure that the policies that he or she recommends cover the things you are looking for.

A broker knows the products that he or she sells much better than the staff working at insurance companies. This means that he or she is able to answer different questions about car insurance in Calgary, helping you decide what is right for you.

By using the services of experienced insurance brokers, such as the professionals working at Lane’s Insurance Inc., you can get a comprehensive car insurance policy at a truly competitive rate.