What are The Advantages Offered by HDFC ERGO Car Insurance?

Author: Neeta Singh

When we buy a new car, we treasure it as a priced possession.Our investment has a lot of importance especially when we purchase a vehicle.Though motor insurance is considered to be an additional cost, it is significantly important that we safeguard ourselves from vehicle damage or natural calamities by getting the car insured. Any car Insurance Plans focus on giving our vehicle an extensive coverage against all types of damage, losses, and third party liability.

Acknowledging the importance of car insurance plan, HDFC Ergo provides HDFC Ergo car insurance plan that aims at giving your vehicle an extensive coverage against damage, losses and third party liability. The plan ensure that one must not go under big financial loss in case the vehicle meets with any accident on road, gets stolen, and faces some other unforeseen calamities. As one of the best car insurance plan, the policy has some great features and offers lot of benefits. The plan gives you the necessary coverage instantly. This plan also gives you the advantage to choose the best plan for yourself by calculating the premium online.

Some more advantages offered by HDFC ERGO Car insurance are:-

  • Policy offer the benefits of cashless claim service at 1600+list of authorized garages across India.
  • The process of online purchasing of the insurance is very easy, quick and hassle free.
  • The policy covers the legal liability that arises out of an injury or death of a 3rd party or property damage, in the case of an accident involving the vehicle.
  • The car insurance plan provides a compulsion personal accident cover for an amount of Rs2lakh covering accidental death and permanent disability.
  • A comprehensive HDFC ergo car insurance aims at optimizing coverage and offers some add-on plan features like added security it also minimizes expenses and widen the scope of coverage.
  • Any loss or damage caused to the vehicle due to the accident by external means, burglary, theft, fire, flood, riot, thunder, terrorism, earthquake, flood, etc.
  • The HDFC Ergo Company website offers 24x7 customer assistance service, where you can clear all your doubts and queries regarding the renewal of policy or if you want to buy a new policy.
  • The on time renewal of the insurance policy ensures you to remain eligible for the discount like No Claim Bonus (NCB).
  • The HDFC ERGO offers add-on cover and aim at optimizing coverage. With add on plan features it provide added security, minimizes expenses and widen the scope of cover.
  • Provide special coverage for the commercial vehicle

Along with the coverage there are some exclusion offered by HDFC ERGO car insurance policy:

  • The policy does not cover the damage done by a person without a driving license.
  • If the person is under the influence of alcohol or drugs then the policy does not cover any damage in case of any mishap or accident occur.
  • Loss/damage outside India is not covered under the policy.

HDFC Ergo has a perfect combination of customer comfort, professionalism, and robust features. You can easily save yourself from the trouble of visiting the insurance outlet by purchasing or renewing the car insurance online.While purchasing the policy online either by your credit or debit card or by online banking, you can be ensured about compete safety of your investment as the online sited provide full safety and security to such online transaction.The online application process is immensely simple and spontaneous, and also 100% secure. Thus, your investment stays safe and there is a ready paper trail for future references. With add-on benefits, the HDFC Ergo car insurance provides full coverage to the owner and its vehicle against all types of unforeseen and mishap.