Check Liens on Your Property through Online
Do you want to find liens on your property? If you are ready to sell your home and can’t find public records that uncover liens then it can be a bad news for you and make delays in selling your home. When you are selling a property, it is very important that all the liens should be cleared. But, the good news is that you can find lien on property in simple and easy manner so that you can clear all the liens and take the step to sell your home without any hassle. Let’s find out how you can find liens on property in easy way.
But, before going to start first you should know what a lien is?
In most basic term, lien is a legal notice which is attached with your property title due to the unpaid debt. It gives legal authority to the unpaid party to claim for the portion of your property at the time of selling. You can’t sell or refinance your property before clearing your lien dues.
Types of Property Liens
The property liens come under three primary categories that include:-
- Mechanical/contractor liens:- This lien exists when homeowners hire contractors for doing services like home improvement projects and fail to pay the bills.
- Tax liens: - If homeowners not filed the unpaid taxes like property taxes then tax lien is applied on the property.
- Judgment Liens:-This type of property liens result from court cases in which you owe money to the other party. This can include child support, medical bills, unpaid credit debts and more.
Sometime, mistakes are made and your property may be lien wrongly or lien may remain on record even after you have already paid for all dues. Fortunately, in such cases, you can take simple steps to clear all those issues by visiting your county clerk. But, for this, first you need to check if there is any lien on your property or not?
Property liens are related to public records, therefore home owners can easily find it through online portals or by visiting the county recorder, clerk or assessor’s office. The search for lien is free of cost, however you need to pay small fees for copying the report.
Easy Way to Check Liens on Your Property through Online Portals
Instead of hiring any private company, it is good to conduct your own search to find lien on your property. Nowadays, there are a number of online portals available on internet that help home owners to find complete report about their property details. These real estate evaluation portals give complete report that include property basic info, liens on property, taxes, sale, property history public records and other crucial information required by all the property buyers and sellers to crack the best deal.
So, find liens on your property within few clicks through online search and clear all your dues to get a best deal.
It will be good idea for any homeowner to check out the title history and lien report on their property once every year, to make sure the title of the property is not changed accidentally or intentionally by malicious people; sometimes there could be dispute with contractors or HOA who will put liens on your property that homeowner should know and resolve; sometime utilities or tax agencies will put liens on your property that you should know, etc.