Read this if you are Planning to Buy Quality Furniture Without Breaking the Bank Upfront

Moved to a new place? Find your old furniture unimpressive, to say the least? Nodding in affirmative means it’s time to change your furniture and upgrade your space.

But buying quality furniture without spending top dollar seems to be a lost hope for many. The thing is that most people settle for less costly furniture because they don’t want to spend a lot of money up front. For example, if you’re in the market to buy a high-quality sofa, you should be willing to cough up anywhere between AU$ 2,000 and AU$ 3,000.

Now, not everyone is willing to spend that much amount at once. Are you like them? If so, what will you do in this case?

Well, you’ve got two options: First, you should be willing spend so much money at once without being in two minds; second, you should wait for the price of the furniture drop—which is rarely the case with some top-shelf furnishing items.

So, is there any other option to buy good furniture without going broke? Is there any way to get the classiest sofa set or any other home furnishing without upsetting the applecart?

If these questions bother you, you’re in luck. Why? That’s because there’s a solid way of buying top-of-the-line furniture without actually breaking the bank. And the name of that "way" is layby.

Understanding how layby shopping works

Layby shopping is like your any traditional instalment with one game-changing difference.

What’s the difference, you say?

Well, before getting to that difference, let’s discover how run-of-the-mill instalments work in the first place.

When you buy a piece of furniture or anything else on instalments, you break the whole price of that particular furnishing item. But those broken parts of the entire amount don’t come for less. That is to say, these instalments come at crushing interest. Paying off these interest-heavy instalments can blow your budget to smithereens.

That’s where layby comes in.

See, layby works similar to any traditional instalment plan out there. But that big difference we mentioned earlier is this: The layby instalments don’t come at any interest whatsoever. That means you get the advantage of breaking down the entire price of the furniture but without paying the interest. This, eventually, means that layby instalments won’t ever cause you the pinch.

Still not clear what layby is?

Well, let’s explain the whole concept with the help of an example.

Suppose you want to buy a 3-seater plush sofa set—now, that sofa set can set you back upwards of AU$ 2,800. Not everyone can afford to pay that much money in one single go... that’s a big ask for sure.

So, what can you do instead? Well, buy that particular sofa on layby.

Yes, when you buy a sofa or any other piece of furniture on layby, you won’t have to pay the whole price up front.

Instead, you’ll be allowed to pay off the purchase in interest-free instalments. Yes, layby instalments come at zero per cent interest. And that’s exactly what makes layby shopping so much appealing to every Australian.

In the end

What’re you waiting for, mate? Just in case you want to buy the most expensive sofa or furniture, buy it on layby. But before you go ahead and buy anything on layby, you need to find a reliable store that’s offering dependable layby services in Australia.