Don’t Forget the Property Damage!

Author: Tyler Pillay

Property Damage Claims

As stated above, victims of automobile accidents are likely to bring viable claims for Personal Property Damage In Auto Accident.

As such, even if you do not suffer physical injuries to your body, you may still be able to recover for damage to your vehicle or its contents.

For example, if you were transporting a piece of art from a gallery to your home and it was damaged as a result of the collision, compensation for its value is likely recoverable. If you had a piece of jewelry that was damaged during the accident, compensation for its value is likely recoverable.

Of course, damage to your car is recoverable. Or, if it is totaled, monies representing the value of the car can be recovered. Often times, you can take care of property damage claims over the phone with an insurance adjuster but doing this without an attorney is risky.

Any and all insurance adjusters will require the signing of a "release" prior to sending you any monies. Once you sign this "release" the defendant and the insurance company are forever released from having any responsibility for the property damage claim. Accordingly, if you sign it and later discover additional property damage, you are out of luck. This is why an attorney’s assistance is imperative before you sign any such documents.

Other Types of Damages You Can Recover from Your Auto Accident

Your attorney for your Wasilla Accident knows that you can seek different types of damages depending on the types of damages you suffer from an accident. These may include some, if not all, of the following:

a.Medical Expenses. Whether it be (a) physical and/or cognitive therapy, (b) ambulance fees, (c) consultations with health care professionals, (d) accessories such as crutches or heating pads, (e) disfigurement, (f) permanent disability or (g) in-home services, all of these are compensable if they are related to the injuries you sustained as a result of your auto accident.

b.Pain and Suffering. Such claims are explained to a jury through (a) the type of injury, (b) prediction for future pain, (c) seriousness of pain already suffered, (d) mental and emotional damage and, sometimes, (e) general loss of enjoyment of life. Using these, an attorney must help you tell a horrific story to a jury as to how terribly harmed you were as a result of the defendant’s wrongful acts.

c.Lost Wages. Just as it sounds, if you cannot work (or cannot earn to your prior capacity), you are likely entitled to claims for lost wages, which are typically based on (a) time out of work, (b) time in the hospital, (c) inability to adequately perform your job (due to physical or emotional reasons), (d) having to attend physical therapy, or any other reason why you are unable to bring home a similar paycheck. Considerations for the level of compensation include how much you earned before, your age, what type of job you had, your skills and your life expectancy.

d.Loss of Companionship/Affection. The victim of the accident may not only be the injured party, but also the uninjured spouse, who can therefore bring a claim for compensation arising out of the injured party’s inability to provide the same love, compassion, physical affection or other services they were able to do before the incident.

e.Wrongful Death. The beneficiaries of the estate of someone that passes away are entitled to damages in much the same way an injured person would be. In such a case, a representative of the decedent’s estate, whether a family member or another dependent, brings claims for many of the same types of damages listed above.

When you are injured in a car accident, you are entitled to many types of damages, from medical bills, pain and suffering and the like to Personal Property Damage In Auto Accident. Without the services of a competent attorney for your Wasilla Accident, you run the risk of not recovering for all you may be entitled to.