Paystubs for work-at-home professionals: dos and don’ts

As the world is becoming smaller, more and more professionals are choosing to work from home. Whether you are a remote worker, freelancer, or someone who has chosen this route to spend more time with the family, you have earned independence and flexibility. However, while working from home, it is critical to ensure that both your paychecks and pay stubs come in on time. This will keep your finances in order.

When you are working remotely, it can be easy for your employer/client to miss out on sending payslips. But this is a red flag! A real check stub is your official proof of income and will be required for filing taxes, applying to new projects/job opportunities, and seeking bank loans. In this article, we have enlisted some vital considerations that will help make your work-at-home gigs successful.

Pay stubs for Work-at-home ProfessionalsDOS

• Build an official agreement before you begin work and make sure it details the payment terms. Include details such as the dates when you will raise your invoice, the deadlines for payment, and the process for receiving acknowledgements/receipts.
• Use an online paystub generator to generate proofs for your income quickly. If you use StubCheck.com, you can receive professional stubs in your inbox in a matter of minutes. They are incredibly detailed too, clearly depicting your deductions and net income.
• Work with genuine clients in whom you trust. Many shady companies might offer projects that bring neither professional rewards nor money. While you cannot always work with people you personally know, it is crucial to research a client before building an association. Hint: Refusing to sign a contract and being vague about the terms of payment are warning bells!
• When your client sends you a financial document, inspect it closely to rule out fake paystubs. Analyse if the deductions are correct. Sometimes, companies grant benefits even to contractors. If you are eligible for, say, accident coverage, check that this has been outlined. Ensuring correctness early on will save you a lot of heartburn when it is the tax-filing season.
• Use online paystubs to simplify financials if you have multiple sources of income. The best part is, since the calculations are handled by an in-built algorithm, it comes down to just entering key details, previewing your stub, and printing it out as needed. This is a Godsend for work-at-home professionals to save both time and effort.

DON’TS

• Don’t sign up for questionable projects from sketchy websites. The internet abounds in freelancing sites, but only some of them are genuine. It is a good idea to conduct research and peruse the reviews before agreeing to work on a project.
• Don’t agree to work for free. (If at all, you might feel compelled to work without incentive if you are a newcomer in the field. In this case, you may be willing to skip the payment for the work experience.) Even samples should be included in your invoice and factor into your pay stub. Many clients are notorious for getting their work done for free on the pretext of requesting samples.
• Avoid sharing with clients any personal details that do not pertain to the project. Typically, you will only need to share professional info such as your experience, samples of your work, etc. Intensive financial details will be required only if a company officially brings you on board and needs to complete a W-9 form.

With more professionals joining the work-from-home brigade, timely payslips are assuming even greater importance. While full-time employees receive payroll documents every month, contractors and remote workers may have to rely heavily on sorting things out on their own. An online paystub maker like StubCheck.com is a cost-effective and risk-free solution to keep your finances in order.

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