Indian Money Company Review -Indian money - Health Insurance
Indian Money Company Reviews imparts free unbiased financial education and helps to choose the best Insurance, Loans, Mutual Funds and Real Estate properties.
What are the benefits of taking health insurance and how to put complaints in case you are not happy with your insurance provider? Let us look into these aspects in the following sections.
What are the benefits of health insurance?
Let us look at the benefits of health insurance in this Indian Money review.
Expenditure on Hospitalization
As per Indian Money company reviews Bangalore, the main benefit of having a health insurance is that you get required coverage for expenditure on hospitalization. Such expenditure would include nursing cost, room rent, operation theatre charges, and similar other expenditure.
Tax Benefits
According to IndianMoney.com reviews, the other benefit of having health insurance is that you are able to get tax benefit (as per section 80D). This way you are able to get coverage for your health problems as well as avail tax benefits.
Cashless Medical Treatment
When there is a medical emergency and you do not get the time or scope to withdraw cash for hospitalization, this cashless option comes as a blessing. Cashless option means that you just have to show your cashless card at the hospital and your treatment will occur with you having to pay any cash.
However, you will have to keep note of the fact that no all medical centers provide this facility and you will be able to go cashless only in select few medical centers with which the insurance company has a tie-up.
All of us should buy health insurance and for all members of our family, according to our needs. Buying health insurance protects us from the sudden, unexpected costs of hospitalization (or other covered health events, like critical illnesses) which would otherwise make a major dent into household savings or even lead to indebtedness.Each of us is exposed to various health hazards and a medical emergency can strike anyone of us without any prior warning. Healthcare is increasingly expensive, with technological advances, new procedures and more effective medicines that have also driven up the costs of healthcare. While these high treatment expenses may be beyond the reach of many, taking the security of health insurance is much more affordable.
How to put complaints in case you are not happy with your insurance provider?
As per Indian Money Bangalore review if you are not happy with the service you received then you can do the following:
Contact the Grievance Redressal Officer of insurance company.
Provide the complaints you have in writing.
Get acknowledgement (written) from the insurance company.
IndianMoney.com BangaloreIndia's Largest Financial Education Company, Leave a Missed Call on 022-6181-6111 for Instant Financial Tips on Insurance, Loans, Property, Tax, Investments & More. Get Certified Financial Advisors
Health insurance policies are available from a sum insured of Rs 5000 in micro-insurance policies to even a sum insured of Rs 50 lakhs or more in certain critical illness plans. Most insurers offer policies between 1 lakh to 5 lakh sum insured. As the room rents and other expenses payable by insurers are increasingly being linked to the sum insured opted for, it is advisable to take adequate cover from an early age, particularly because it may not be easy to increase the sum insured after a claim occurs. Also, while most non-life insurance companies offer health insurance policies for a duration of one year, there are policies that are issued for two, three, four and five years duration also. Life insurance companies have plans which could extend even longer in the duration. A Hospitalization policy covers, fully or partly, the actual cost of the treatment for hospital admissions during the policy period. This is a wider form of coverage applicable for various hospitalization expenses, including expenses before and after hospitalization for some specified period. Such policies may be available on individual sum insured basis, or on a family floater basis where the sum insured is shared across the family members. Another type of product, the Hospital Daily Cash Benefit policy, provides a fixed daily sum insured for each day of hospitalization. There may also be coverage for a higher daily benefit in case of ICU admissions or for specified illnesses or injuries. A Critical Illness benefit policy provides a fixed lumpsum amount to the insured in case of diagnosis of a specified illness or on undergoing a specified procedure. This amount is helpful in mitigating various direct and indirect financial consequences of a critical illness. Usually, once this lump sum is paid, the plan ceases to remain in force. There are also other types of products, which offer lumpsum payment on undergoing a specified surgery (Surgical Cash Benefit), and others catering to the needs of specified target audience like senior citizens.
https://medium.com/@digitaldurga85/indianmoney-company-review-on-fixed-deposit-maturity-indianmoney-reviews-bangalore-a68aeef0c468
https://www.wattpad.com/stories/indian-money-company-reviews
https://www.clickindia.com/detail.php?id=164776979
https://www.reddit.com/user/indianmoneyreview1/comments/db749u/indianmoney_reviewsratings_job_openings_financial/
https://www.owler.com/company/indianmoney
https://www.reddit.com/user/indianmoneyreview1/comments/dfdr75/indianmoney_company_review_fixed_depositmaturity/
https://indianmoneyreview1.tumblr.com/post/188230742890/indianmoney-company-review-fixed
https://in.pinterest.com/pin/700591285767132611
https://tuffclassified.com/indianmoney-reviews-indianmoney-com_1352046
https://www.clickindia.com/detail.php?id=164952564
https://tuffclassified.com/indianmoney-reviews-ratings-job-openings-financial-services_1343814
https://www.clickindia.com/detail.php?id=164717720
https://www.reddit.com/user/indianmoneyreview1/comments/dfddhz/indianmoney_reviews_financial_goals_of/
https://www.glassdoor.co.in/Reviews/Employee-Review-IndianMoney-com-RVW32741302.htm
https://jobbuzz.timesjobs.com/review/indianmoney-com/sales-training-executive/indian-money-reviews-nice-place?reviewid=571739
https://www.ambitionbox.com/reviews/indianmoneycom-reviews?rid=11877425