Tips to Help Avoid Consumer Complaints and Pitfalls

Being aware of your consumer rights could help avoid falling victim of scams – or atleast it will aid you to take proper, suitable actions afterwards.

Every year, the Consumer court receives tons of consumer complaints. And in a lot of cases, such unfortunate experiences could have been easily avoided – or it could have been atleast mitigated – had the consumer just knew their consumer rights.

Following are a few common consumer pitfalls to be aware of:

Identity Theft

There are a lot of ways one can steal a person’s identity – wage- and tax-related frauds being the most common form of such crimes.

In order to help avoid taxation scams, one should file as early as possible, use trusted taxation preparer and thereby send the tax returns electronically.

Additionally, if someone else has opened a bank account in your name, then examining your report can help you catch it.

Debt Collection Harassment

The debt collectors have earned the reputation for being really ruthless. They will call you, send your messages, and will even use illegal tactics in order to have you pay them.

Knowing your rights when you are dealing with the debt collectors is critical. They can not really harass you, or lie to you, or do a lot of other things to get you to pay.

Lenders And Banks That Charge High Fees

When you are dealing with banks or other types of lenders, remember that you have the right to read carefully each and everything before you sign on the paper. If you aren’t willing to do so are aren’t able to do so, then ask a friend or relative who is.

And before you do open a bank account, just ensure that you understand how much and what kind of fees will be charged, suggests the lawyer at the consumer law firm in Delhi. After opening a bank account, just read the mail: If the terms change, then the lender or the bank is required to give you a notification.

In case, you are charged a fee that you believe isn’t fair, then call the customer service. If it remains unresolved, it is your right to submit complaint to the consumer court.

Products That Don’t Deliver

Whenever you are shopping from home, it does save you the trip to the shop. However, you may also not always receive what you really wanted. In certain, cases, you may even not receive anything at all.

Therefore, before you go ahead and make a purchase online, make sure that you investigate the retailer. Whenever in doubt, you should just stick to the merchants that you trust.

Use your credit card, always – it offers you some basic rights in the form of protection, should you end up having a bad retail-experience. Usually, you can file complaint with the credit card company, in case, you do believe that a given retailer has not treated you fairly, suggests the lawyers in Rajouri Garden. Also, before making a purchase, know the terms of return.