Reasons why you must purchase Mexico auto insurance
Auto insurance obligations vary in different U.S. states and the same applies to car insurance rules and regulations when you cross borders. There is a difference between American and Mexican insurance coverage, and Mexico does not recognize American insurance policies. If you plan to drive on the roads in Mexico and an unfortunate accident occurs, your insurance in your home country will not cover the damages sustained to your vehicle. Please understand the importance of securing Mexico Car insurance to drive in Mexico, as this important coverage that will help you avoid adverse consequences.
THIS IS WHY MEXICO CAR INSURANCE IS NECESSARY
It is legally necessary for you to have an active Mexican auto insurance policy that meets the essential provisions such as liability coverage. If you are involved in an accident or stopped by the police and do not have Mexican auto insurance coverage, the authorities may impound your vehicle, and charge hefty fines, or arrests you until the matter is resolved. The discussion may be in Spanish, and the process can take mucho tempo. Even Mexican Nationals may find this type of situation intimidating to appear before the legal system in Mexico.
Do not let an insurance mishap spoil your time in Mexico and land you with unnecessary expenses and damages. Buy a Mexico auto insurance policy online from West Coast Global Insurance Services and you will be covered from the unexpected. Mexico auto insurance provides legal bond and 3rd party liability coverage to assist when in an accident.
U.S. & CANADIAN INSURANCE WILL NOT COVER YOU IN MEXICO
Thousands of Americans and travelers drive to Mexico each year. Many are unaware that U.S. and Canadian auto coverage stands invalid for liability claims that arise in Mexico. Whether you are driving a rental or a personal vehicle, you are required to secure Mexico insurance that protects you and your vehicle when driving in Mexico. As mentioned earlier, it is a legal requirement for any vehicle operating in Mexico to have at least liability coverage. West Coast Global Insurance makes the buying experience easy, by allowing you to purchase your policy online in just a few simple clicks. For a more comprehensive policy that covers collision and theft, be sure to secure a full coverage insurance policy in the buy now portal, to be sure your vehicle is covered from a total loss.
WHY BUY A MEXICO AUTO INSURANCE POLICY?
Why buy a Mexico auto insurance policy when driving on the roads in Mexico? The most important reason is that having an active Mexico auto insurance policy is a requirement by Mexican law and the 2nd reason is that you’re U.S. or Canadian auto policy does not extend coverage in Mexico. Not all policies provide the same type of coverage, and it is important to be sure your Mexico car insurance policy has uninsured motorist’s coverage and partial theft included. We always recommend to our clients to purchase their insurance online prior to driving over the border. Buying the policy ahead of time saves you the trouble and additional expense of purchasing the insurance at the Mexican border.
FINAL THOUGHTS
Compare the premiums between full and liability-only coverage for your vehicle, you will find for just a little bit more premium, you can have much more comprehensive coverage. The Mexican law does not deem your U.S. or Canadian auto policy as proof of financial responsibility when driving in Mexico. The American policy retains limited coverage or nothing at all. Besides, you can face steep fines or a jail term in case of an accident by not having in possession the correct Mexican insurance. If you are a visitor to Mexico, you can buy a tourist Mexican auto insurance policy for the specific duration of your Mexico trip. However, if you drive into Mexico multiple times a year or keep your U.S. or Canadian registered vehicle in Mexico year-round, then purchasing an annual policy will make the most sense. Ensure the coverage you purchase includes Mexican liability, medical payments, physical damage, underinsured motorists, theft, and vandalism. Most policies provide roadside assistance, be sure you cross match this important coverage to be sure it is included for additional peace of mind.
Ready to insure your vehicle? Get your coverage for car insurance in Mexico online. West Coast Global Insurance Services can assist you with the necessary details. Get a free quote and apply now. They are a leading service provider, trusted by thousands of customers and ready to assist with your Mexico auto insurance needs.