Can I Still File a Personal Injury Claim Without Insurance

If you recently went through an injury and seek the help of a personal injury lawyer in Lancaster, PA to get access to funds for medical care without health insurance, you are probably anxious. On this page, we will cover all that you need to know about filing a personal injury claim without insurance.

First, We Need to Determine Who is at Fault

Typically, those who will file a claim for an injury through an insurance company will be the ones who are not at fault. Therefore, to determine whether or not you should file a claim, start by considering who was at fault for the injury. If it isn't clear who is at fault for the injury, things can get a little complicated to handle for someone who doesn't have their own health insurance. Instead, you should probably pay out-of-pocket initially to look out for your health.

Those Not at Fault Can Be Covered

If you were at fault for the injury, you are more than likely capable of also filing a claim through the perpetrator's insurance company. Assuming that they have insurance, this will be the avenue you go through to get your medical bills covered. If you know what you are doing, you will simply need to exchange insurance information and get the claim straight through their insurance.

It Will Often Require Legal Help

Many people without insurance that get injured wrongfully will seek out the help of a personal injury lawyer in Lancaster, PA, for a good reason. It will be an effective way to avoid hefty upfront payments and still get the medical care you deserve covered by those who caused the injury in the first place.

A Lawyer Can Handle Insurance Processes For You

If you do not have insurance, going through the steps of securing a claim through an insurance company might seem very alien to you. In reality, nobody should have to go through this on their own for the first time. As people who handle claims with insurance companies all the time, we highly recommend getting the help your first attempt at doing this.

If You are at Fault, Your Out of Luck

In almost all cases where the person who is at fault is also the one who gets injured, the other party's insurance company will refuse your claim. In fact, the person at fault is usually the one who pays for the medical bills. Therefore, somebody that doesn't even have health insurance will likely be in some deep trouble. You might have to get help from a friend or family member to get the funds you need to pay for your medical bills.

How to Get Legal Help Without Health Insurance Suppose you want to seek out the help of a personal injury lawyer in Lancaster, PA, as somebody without health insurance. In that case, Georgelis Injury Law Firm might be able to help you. Assuming that you are not at fault for the injury and the other person has health insurance, we can likely help you get the compensation you deserve.