Global Medical Insurance — What Type of Coverage do you Need?

Global Medical Insurance can be confusing. Many insurance agents — especially those in your local area — may not have all the answers to your questions about coverage, but we do!

The team of experienced insurance brokers at West Coast Global Insurance Services is here to help you make sense of the confusing Global Medical Insurance policy so you can confidently travel or move to Mexico with security and peace of mind.

But first… why should you buy Global Medical Insurance?

No one plans to get sick or injured when traveling, but it can happen. Unfortunately, you could be left with a hefty medical bill if you are not adequately insured. That's why it is important to consider your health insurance options when traveling to Mexico.

Your current health insurance may not cover you while you are outside of the United States; if it does, the coverage may be limited. Global medical insurance can provide you with the coverage you need while you are away from home. However, it is crucial to understand what your policy covers and what it does not before you travel. If you have any questions about your coverage, ask your insurance agent before leaving on your trip.

So what kind of coverage do you need?

Single Trip Coverage

Single trip or short-term international travel policies are designed for a specific trip with a set departure and return date. Your policy will likely have a limit on the amount of coverage you can receive, as well as the maximum number of days that you are covered. Make sure to ask your agent about any restrictions on your coverage so that you know what to expect if you need to use your policy.

Multi Trip Coverage

Multi-trip coverage is designed for those who frequently travel out of their home country. It provides protection in the event of an accident or illness while abroad. This type of coverage is ideal for business travelers or those who take multiple vacations per year.

Expat Major Medical coverage

Your regular medical insurance might not cover you while you are living or working abroad; even if it does, it might not cover all of your expenses. That's where Expat Medical Insurance comes in. Expat Medical Insurance is designed to cover you when you live or work outside your home country. It can provide comprehensive coverage for everything from routine check-ups to emergency medical evacuation.

Air Evacuation Only

An Air Evacuation coverage will cover you for an emergency medical flight to a hospital equipped to handle a serious or life-threatening situation, provided you are within a certain number of miles from that facility, and they have doctors on staff who can provide appropriate care. This coverage is typically not included in standard global medical insurance plans, so it is important to inquire with your insurance agent.

Get Your Global Medical Insurance Quote Today!

If you plan to travel to or relocate to Mexico, West Coast Global Insurance Services has made it easy to protect yourself against the unexpected. Visit their website here to receive an estimate for the most reliable Mexican Insurance policy.