Perfect IT Business Finance Solutions

If you are going to start an IT business or already have one running that requires expansion or up gradation, then you will be certainly looking for an IT Business Finance and we at IQ finance offer flexible plans to meet your needs.

Outright purchase of the required equipment may not be a possibility for most of the business organisations as investing on assets become stagnant and there will better ideas with you for utilizing the money in other ways. There is also the possibility that investing more in fixed assets leaves you with less working capital that is vital for running a business. Under these circumstances, business finance organisations step in to offer their helping hand in solving your investment needs.

Financing IT equipment is our specialty and we provide various options from which the best suitable one could be chosen. Banks and financial institutions are a bit stringent in giving finance loans for equipment as they find it more risky. Of course you can get a loan from a bank but that will involve a lot of documentation and processing which would consume a lot of your precious time. That too when it comes to IT equipment, of late banks are rather cautious. But as an IT Business Finance professional we understand the value of your assets and are willing to invest our money on your business for obtaining mutual benefits.

If you want to purchase equipment straightaway and want it in your name you can go for our equipment financing option. There are many advantages with this option. You will own the equipment the moment you purchase it. In most cases advance payments are not needed that relieves you from the stress of managing more cash up front. Since the equipment itself will be considered as collateral, there will be no need for additional securities. There is also the advantage of getting tax exemption for the interest amount that is paid by you and the equivalent depreciation value of the equipment.

We also offer hire purchase scheme where we purchase the equipment and hire it to you. The hire period will decided based on the value of the equipment and the monthly instalment that you can afford to pay. Once the hire period is over, the option of either purchasing the machinery or not will be in your hands and you can decide which best suits you. In this case also you can avail tax benefits as explained earlier.

Finance lease is an option where we purchase the machine and give it to you on lease basis. The main advantage of this scheme is that the monthly payments will be considerably less. At the end of the lease period you can either renew the lease agreement or can purchase the machine at a nominal cost.

Operating lease is meant for those who want to pay as much less money as possible. The ownership of the equipment will be with us and you will be paying a lease amount for operating the equipment. Just enter our website at www.iqfinance.co.uk and fill out an easy form and get started with your IT Business Finance solutions.

The writer is an expert in the field of Computer Finance and focus on It Financing, It Business Finance, Computer Funding and much more.