How Can a New York Dog Bite Attorney Help with Insurance Disputes?

Author: Edward Gersowitz

Dog bites can lead to serious physical and emotional injuries, as well as costly medical bills. When insurance disputes arise, it can make the situation even more stressful. An experienced New York dog bite attorney can be a valuable ally, helping you navigate insurance issues effectively. Here’s how they can assist:

  1. Negotiating with Insurance AdjustersInsurance companies often aim to minimize payouts, and they may argue that your injuries aren't as severe or that you were partially at fault. A skilled dog bite attorney understands these tactics and knows how to negotiate with adjusters to secure a fair settlement. By providing strong evidence, such as medical records, witness statements, and photographs of injuries, your attorney can counteract lowball offers.
  2. Proving LiabilityIn New York, liability in dog bite cases often depends on proving that the dog owner was negligent or knew of the dog’s aggressive tendencies. A dog bite attorney gathers evidence, including past reports of aggression, to demonstrate the owner’s responsibility. By proving liability, your lawyer strengthens your claim and increases the chances of a successful insurance payout.

3. Calculating DamagesAn experienced attorney can accurately assess the damages associated with your injury, including medical expenses, lost wages, pain and suffering, and potential future medical needs. Insurance companies may downplay the true cost of your injuries, but your lawyer can advocate for full compensation by including all potential expenses.

  1. Filing a Lawsuit if NecessaryIf an insurance company refuses a reasonable settlement, a dog bite attorney can escalate the claim by filing a lawsuit. This legal step shows insurers you’re serious about obtaining fair compensation and may encourage them to offer a better settlement to avoid court.
  2. Providing Emotional Support and GuidanceFacing a dog bite injury and a dispute with insurance can be overwhelming. Having an attorney by your side offers support, guidance, and peace of mind. They handle the complexities of the case, allowing you to focus on your recovery.

SummaryA New York dog bite attorney can be instrumental in resolving insurance disputes by negotiating, proving liability, calculating damages, and filing a lawsuit if necessary. If you’re struggling with an insurance claim after a dog bite, consider consulting a lawyer to help protect your rights and secure the compensation you deserve.