Smarter Investment Plan For An Indian Investor – Fixed Deposit, Real Estate Or Gold ETF
What can be defined as the smarter investment plan for an Indian investor? Is it related with gold ETF or will that go with the fixed deposit structure? Well, the answer lies in the purpose. In case, you are planning to buy gold for wedding purpose; then gold ETF can prove to be the best idea possible. It can even make quite some sense to hedge the risks associated with the fluctuating prices of gold metal. On the other hand, if you are planning to save money while buying a new Property in Greater Noida, then fixed deposit is the key.
Speaking in the general sense
Whenever you are likely to generalize the idea, commodity gold is already proven to be a poor investment plan, historically. However, as per the leading track record of 2001-2011, gold commodity shot up from nowhere and with values, which are incredibly high. Again, when the main area relates with the range-bound in the years 2012 and 2013, gold lost the value of nearly 30%. This was practically a tightening situation associated with Federal Reserve policy.
Gold is rated over priced
There are various arguments, which show that gold is still considered to be overpriced. Therefore, in case, you are looking for another purpose than just planning for future purchase; gold ETF is nothing but form a minority part of the portfolio. In case, you are planning to hedge inflation; there are different options available. Those can rate from the diversified portfolio of commodities to the available currency funds under foreign base.
For the real estate
Now, when the main concern relates to fixed deposit, you are asked to take help of the governmental bonds, for great packages. These packages are practically associated with the minimal risk faculty. However, you are asked to consider the goals available. For the long-term investment value, it is better to try your hand on real estate platform. As you are availing cash on cash return, therefore; you are actually not losing out on any monetary means. Moreover, as the needs of properties are on a hike, selling your Property In Yamuna Expressway at higher rate is an easy task for many.Thus, for long term investment and with less risky faculty, nothing can beat the importance of real estate segment.