Why Insuring Your Holiday Trip is a Necessary Purchase

Everybody loves taking a trip. After all, there’s nothing like ‘getting away from it all’ to really get you into the spirit of relaxation. Holidays mean fun, adventure, and, for couples, the ultimate romantic activity. Because of this, it’s incredibly to forget that, like everything else worthwhile, it involves planning, possible inconvenience and potential risks. This is why, despite injecting a bit of the mundane into your grand plans, insuring your holiday is vital. Below, we list a few of the reasons why it makes sense.

Life is expensive

Let’s face it: a break away is hard on the finances in so many ways. In peak seasons, many establishments, especially those providing seasonal services and products, raise their prices - including restaurants, hotels and inns, and even airlines and other transport services. By insuring your holiday, you'll make sure you are protected against financial loss in case something unexpected gets in the way - such as sudden flight cancellations or getting stranded due to inclement weather. Having proper cover can also cover losses or damages to property during your trip, or extra expenses incurred by being stranded or needing to cut your trip short.

Life is unpredictable

Life is unpredictable, that's just a fact. Accident statistics are especially high during peak times, due to a combination of more people on the road/in the air; people being overly stressed by the demands of the season or overindulging in the ‘eat, drink, and be merry’ holiday spirit; and inclement weather. Being on a trip abroad makes travellers particularly vulnerable, as they may be in unfamiliar territory and likely to be not as vigilant as they would ordinarily be. Although insuring your holiday does not make you less vulnerable to these risks, it does give you medical and financial coverage in the event of accidents or lost or damaged property. More importantly, during emergencies, having valid cover can help ensure you receive the proper medical attention - including treatment and hospitalisation - without having to deal with more red tape than necessary.

Life is an adventure

Although staying inside a cosy hotel or bed and breakfast can make for a perfectly romantic getaway, chances are you’re going to want to spend some time outside. After all, the best destinations become popular because of the attractions of the region - such as natural wonders, historical and cultural treasures, gastronomic delights, or high-adrenaline activities. Adventures always entail a certain amount of risk - that’s what makes them fun! Whether it’s skiing in the French Alps or trekking across the Canadian wilderness, insuring your holiday gives you greater peace of mind, enabling you to more fully enjoy the adventure.

Patrick Chong is the Managing Director of Insuremore. We provide low cost travel insurance and offer a range of policies for insuring your holiday, including single-trip, multi-trip and family insurance. For all your insurance needs, Insuremore can help you in the quickest and most cost-efficient way.

Writer and Online Marketing Manager in London.