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Free Online Auto Insurance Quotes-Cheap Auto insurance Online

Author: Brad King
by Brad King
Posted: Nov 04, 2013

Free Online Auto Insurance Quotes-How to Find the Cheapest Car Insurance Right From Home By Brad R King

Are you purchasing a new car and need to show proof of insurance? Are you already insured and looking to get better coverage for less? Does your driving record have blemishes that are preventing you from getting affordable insurance? If the answer to any of these questions is yes, then you will be happy to know that there are steps you can take to find the right auto insurance.

Car owners seeking insurance have traditionally filled out paperwork locally, and in the presence of an insurance agent. However, over the past decade, online transactions have simplified the application and approval processes. Users are reaping the benefits of today's innovative technology by being able to access online insurance broker's prices and options.

The typical online service usually works like this. A website sends your (the person seeking insurance) information to several local providers. You are then matched up with local providers who have deals for you. The website organizes the information quickly, and presents it to you for easy comparisons. The service is free to the end-user, because the commissions are already built into the policy premiums. You could think of it as a finder's fee for finding insurance leads.

This type of online interaction benefits the customer in two major ways. They are getting a broader view of the marketplace, as opposed to just one company's product. And having the same commission across the board reduces the risk of having a broker sell you a policy simply because it pays more.

Should you switch providers, or should you stay?

It just depends. If you are happy overall, and feel as though you are paying a fair price, I wouldn't recommend switching. But if you feel like you can do better elsewhere, then go an compare quotes from the competition.

I have found that companies will offer better deals to get new customers. I remember being with one company for years and seeing all the commercials. You can get a reward for driving good blah blah blah. But when I called to ask about how to get a reward, I was told by my agent that it was only for new customers. I also remember paying a ridiculous fee for roadside assistance (more than Onstar) when it was first offered, and now the service is included for customers. Oh well...

To avoid missing deals like I did, here are a couple of things that you can do.

  • Go over your plan at each renewal to see if you now qualify for any discounts.
  • Compare plans from different companies annually. Car insurance quotes are free, and you are under no obligation to buy when you get one. You can find out what's available at your convenience.
  • Try "bundling". Most insurance providers give discounts to customers who take out more than one type of insurance policy with them, a practice commonly referred to as bundling.

Take advantage of a good deal for short-term benefits, but make adequate coverage a priority. Buying auto insurance online is easy, so start now.

This article was written by Brad King. Save money by getting Free Online Auto Insurance Quotes. For more info and tips please visit

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For more info and tips please visit Buying Auto Insurance Online

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Author: Brad King

Brad King

Member since: Oct 31, 2013
Published articles: 11

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