Enjoy Timely Services From Top Car Insurance Companies

With enough disposable personal income in hand, almost every household in India are maintaining their very, own cars or planning to get one soon. This has prompted world famous car manufactures to open their shops in India and provide a wide array of choices, thus making the task easier for car buyers to choose a vehicle of their liking. In such a scenario, buying a car might sound easy. However the fact is if you are not aware of certain aspects then there is every chance that you might be misguided by the car seller or auto insurance salesman.

Since it has become mandatory to buy a car insurance policy in India, while purchasing the vehicle, insurance agents try to woo customers with various attractive offers. Now if the buyer turns out to be a naïve one, who doesn’t have enough knowledge about auto insurance, then that surely puts him in an uncomfortable or disadvantageous position. Here we throw light on several aspects of automobile insurance and how one can benefit by consulting a reliable insurance provider.

Generally insurance providers offer two different types of schemes i.e. third party liability insurance or a comprehensive plan. The first option covers property damage, accidental death and third party injury and is mandatory for all types of vehicles plying on public roads in India. The second option, as the name suggests provides better cover by including 'own damage' and third party legal liabilities. You can even claim compensation in case of theft or damages caused by natural/ manmade calamities like earthquake, cyclone, fire explosion, riots, etc. Needless to say the second category would cost more than the first one.

A consultation with one of the reliable car insurance companies would help clarify certain issues like which type of policy would best suit your car needs and budget, how to lower the premium amount, what kind of support you can expect during the time of claims, and so on. Over the past few years the car insurance sector has improved a lot as third party policy has became mandatory. Customers now find themselves in an advantageous position as they can compare policies and services of different service providers before choosing one.

When you purchase a suitable plan from one of the leading car insurance companies you can expect the following services:-

Surveyor appointment within 24-48 hours of claim intimation

Towing service usually done free-of-cost

Online and offline EMI payment facilities

Huge network of garages for cashless settlement

Warranty on certain repairs

Prompt claim settlement

Backed by enough capital, advanced infrastructure and competent manpower, the top car insurance companies are now in a position to offer innovative and customized products to match every client’s unique needs. While some excel in the highest claim settlement ratio, many are recognized as customer responsive insurance providers. Then there are public insurers who are placed in a bit of an advantageous position due to the stamp of reliability that they bear. Now it is up to you to decide whom you want to get associated with to protect your vehicle from loss/damage. A comparative study is always suggested before you finalize the insurance purchase decision.

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