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4 Reasons insurance for security door and shutter installers is a must
Posted: Nov 10, 2015
Securing your business is just as important as securing properties. If you want to run a successful security door and shutter installation business, it is imperative you’ve got the right insurances to keep you covered and here are four reasons why.
1. Security work requires security too
You’re in the business of providing security for people’s homes and businesses which helps to protect their property. But what about protection for your business? Insurance can provide the same benefits of a security screen or a roller shutter – securing your business finances and reputations with the strength of steel.
2. Securing client–business relationships
A large percentage of business in the trades industry is through referrals, so you need to ensure your business name is always in the green and your clients are always happy with your service. If something goes wrong while you’re installing a security door, such as you break the client’s front glass door or your client trips over the cord of your drill and breaks their arm, you could be liable for the cost of the repairs or medical bills and you reputation as the business owner could be on the line.
The client always comes first and that’s where public liability insurance for door security installers comes into play. With a quality public liability policy in place, you can manage the situation quickly and easily and maintain your reputation as a quality supplier who puts their clients first.
3. Protecting your employees
If your clients come first, your employees are right up there too. Without them, you can’t get the job done and they need to know they’re protected against the potential hazards of their job. Workers’ compensation insurance is mandatory if you’re more than a one man band and hiring employees, and as your security installation business grows and your reputation builds, this is inevitable. If one of your employees is injured during a shutter installation job under your management, you could be liable for their medical bills or the cost of their loss of income while they recover. That’s an expense that could put your business’s financial future on the line which is why workers’ compensation is a requirement – to protect both your staff and your business.
4. Protecting your business finances
Why do businesses have insurance? Because the costs of paying for an accident or issue out of your own pocket could put your business in jeopardy financially. It’s important to ensure you’ve got the right insurance for shutter installers so can stay in the business of security. Property and tools cover is valuable to insure your assets against theft, accidental damage or loss. You may also want to look in to personal accident insurance so your finances won’t be jeopardised in the event you are sick or injured and out of the security business for a period of time.
All Trades Cover can help you secure your shutter installers insurance. They’re experts in insurance specifically for tradespeople and they know how to get you a great rate, fast. So contact AllTradesCover today on 1300 826 850 to ensure your business insurance is as safe as houses.
Summary
If you’re in the business of providing security for other people’s property, you’ll want insurance for your business that’s as safe as houses. When running your own security door and shutter installation business, there are many considerations when it comes to insurance. There’s public liability insurance to secure client-business relationships, workers’ compensation to protect your employees, property and tool cover to keep your business secure and running and personal accident and injury insurance to protect yourself.
AllTradescover is Australia's fastest growing trade insurance provider offering low cost tradesman liability insurance and public liability insurance packages. Request a quote today.