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Why you should be covered with personal accident insurance for tradesmen

Author: John Elliott
by John Elliott
Posted: Nov 10, 2015

If you’re self-employed tradesman – personal accident, injury and illness insurance is a must to keep your business running if you’re not there to run it.

Cover for accidents at work

As a tradesman, your job comes with a number of associated risks.Working in trades is physical by nature and you need full mobility of your entire body in order to do your job effectively and safely. Accidents can happen every day on worksites with a number of hazards and power tools around, so as a business owner you need to make sure you’re covered.

Personal accident insurance for tradesmen allows you to keep paying your bills if an accident results in you not being able to work for a significant period of time.

Whether you fall off a ladder and break your arm, maim yourself with a power tool or slip off a roof and break your back - physical injuries, big or small could have a significant impact on your working capacity.

Your personal accident insurance could cover you for up to 2 years depending on the extent of the injury and impact on your work and the amount your insured for. That’s great peace of mind that your business is secure in the unfortunate event of an accident.

Cover for accidents after hours

Personal accident insurance for tradesmen is the gift that keeps on giving. Not only does it cover you for accidents and injuries on the job, it also covers your for accidents and injuries you sustain after hours, going about your home and leisure activities.

Break your ankle on the soccer field? That’s covered. Throw your back out playing with the kids? That’s covered. Fall off a ladder doing home maintenance – that’s covered too. That and much more.

The bottom line of personal accident insurance for tradiesis to protect your business if you’re injured on or off the job and can’t work.

Cover for personal illness

Personal accident insurance for tradesmen also covers you against illness. Of course, the term illness, doesn’t mean a week off for man flue, but we’re sure you’re tougher than that anyway, after all you’re a tradie. But there are some things even the toughest tradie can’t withstand, so if you’re struck down by an insured illness and out of work for a few weeks or a few months, you’ll be able to rest at ease that the business bills are still getting paid, you’re getting paid and therefore you can maintain your lifestyle even if you’re unwell.

Personal accident, injury and illness cover is on the self-employed tradesman’s side – and when you’re responsible for your own income, there is peace of mind in knowing that someone’s got your back.

All Trades Cover are the specialists in personal accident insurance a tradesman can rely on. Because they only insure tradesmen, they know what you’re up against every day and will help you get back in business quicker. Contact AllTradesCover on 1300 826 850 to organise your personal accident and injury insurance today.

Summary:

Personal accident, injury and illness insurance is a must for tradesman, ensuring your business can keep running financially if for some reason you can’t be there to run it. Of course, man flu isn’t covered, we know you’re tougher than that, but there are some things even the toughest tradesmen can’t withstand.

About the Author

AllTradescover is Australia's fastest growing trade insurance provider offering low cost tradesman liability insurance and public liability insurance packages. Request a quote today.

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Author: John Elliott

John Elliott

Member since: Feb 22, 2015
Published articles: 21

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