Travel Insurance is gaining popularity in today’s context, amid growing travelers. The rapid rise of globetrotters and ease of transportation is making travel an integral part of life. Today, people do every bit to ensure they have the best experience, while traveling. So, no one takes chance and opt for insurance cover in travel.
Worldwide travel insurance ascertains comfort and secure travel. It helps in eliminating travel woes and is applicable in most of the countries around world. The features are designed to give cover from ‘hospitalization, accidental mishaps, emergency evacuation, loss of baggage or travel documents, and cancellation of trip or flight’.
Features of Worldwide Insurance Cover for Travelers:
The insurance cover comes with low premium, as they are region specified plans. However, the low cost don’t restrict the features of the insurance policy. Therefore, one can enjoy high features in low premiums. The insurance policy guarantees no per ailment limit, and gives flexibility of no upper age limit. The return air travel is upgraded to business class. The up-gradation to business class is compensated for, in case of hospitalization of the insured for over 5 consecutive days. The policy for travelers also ensures validity for ‘Schengen Visa’. Any accidental mishap during traveling is a concern dealt with maturity. The insurer gets double sum insured in case of accident leading to hospitalization. One of the best features is pay per day in case of hospitalization.Therefore, one gets daily allowance as specified in terms and conditions of the policy. This amount can easily meet the daily expenses of attendant, meals, communication, transportation, etc. The insurance cover instantly settles cashless claims. The worldwide travel insurance is also known for covering both in-patient and out-patient (OPD). Therefore, travelers can be assured of good care and secured travel experience in foreign land. Generally there is a common awareness that pre-existing diseases are not covered. However, in case of travel insurance ‘pre-existing diseases’ are covered if they are life threatening emergency while traveling. This policy comes with no sub-limits for age 60 and less and also with option of no sublimit inn case of age more than 60. The travel insurance plan also covers medical evacuation or emergency evacuation. It incurs all the cost for evacuating you to adequate medical facilities. The 2 way compassionate visit is provided to the insured’s family member. The feature is to make the insured person feel privileged and relax amid family member. The travel cover makes sure to compensate for loss of baggage or delay of baggage arrival by more than 12 consecutive hours. The plan also gives cover for travel documents or passport loss. The entire expenses for getting new travel document or passport is incurred by the insurance company. If trip is delayed or cancelled due to any reason, the insurance company will compensate for the loss incurred from delay of more than 12 consecutive hours or trip cancellation. The miscellaneous features or benefit also include "24/7 client assistance, multi-trip plan options, treatment in home country, no upper age limit, and personal accident cover". These 16 features can give you the comfort of traveling without any worry. You just need to pack your bags and travel to the place of interest. Rest, any travel woes will be taken care by your worldwide travel insurance.
Today, the travel insurance policy is easily available and can be purchased online. The policy can be acquired in 2 minutes. One can also take help of online assistance or experts. So, get your policy at any time online, without much paper hassles.
About the Author
This article has been published by Saif Raja, a regular blog writer on Insurance Policy. You can find info on Accident Health Insurance
