Paul Mackenzie Debt Consultancy: What We Do

At Paul Mackenzie debt consultancy, we are tasked with contacting delinquent borrowers in an attempt to convince them to make repayments for what they owe. When we are unable to reach the debtor using the contact information that is provided by the contracting creditor, we intensify our search by utilizing private investigators and computer software. We also conduct searches for the assets owed by the debtor such as brokerage and bank accounts, in order to determine the ability of the debtor to make payments. In some instances, we make reports to the credit referencing bureaus in an attempt to make debtors make payment since delinquent debts are capable of denting an individual’s credit score.

Our agency also contacts loan defaulters who already have a judgment raised against them, which means that there already is a court order that is out and which compels the debtor to make a certain amount of repayment to the creditor. Even when the judgment is in favor of the creditor, it may still prove to be a difficult task to collect the money. This is where our agency comes in; we collect the debt and may involve placement of levies on motor vehicles, bank accounts garnishing wages, property lien placement, or forced asset sale.

Debt collectors generally have a negative reputation for consumer harassment. However, our agency is not only professional but we have built our business on trust, honesty and integrity with our customers being the center of our business focus. We are careful not to make any violations of consumer protection laws and as such we conduct our business as thus:

In contacting the debtors, our agents conduct business professionally in a law abiding, respectful, honest and fair manner. After a debtor makes a written request for debt verification he or she has been contacted about, our agents suspend collection activities and proceed to send the debtor a written amounts owed notice, the creditor’s name, and model of payment. Where our agency is unable to verify the debt, we will cease any attempt to make collections from the debtor. We will also inform the credit bureaus on the dispute with regard to the item or request that the item is deleted from the debtor’s credit report

At Paul Mackenzie consultancy, we strive to obtain information that is accurate with complete records in order to avoid pursuing persons that are not really debtors. If a debtor informs us that the debt claim was made from reason of identity theft, our agents will make every reasonable effort to ascertain the truth of the claim. In addition, our company does not sue debtors for moneys that are past the statute of limitations.

Paul Mackenzie Praa is one of the finest places to seek out portfolio recovery service.