How To Ask For Discounts On Car Insurance

Many people make it their New Year's resolution to spend less and save more. It is a resolution that is easy to break, as saving can be a major challenge. Trying to stay on a budget can be difficult when you are overwhelmed with expenses. Cutting out the unnecessary spending can help you to have more money to put into savings. However, some expenses are not possible to cut. Insurance is something that is necessary to maintain in order to protect your financial future. Find out more about how to ask for discounts on car insurance.

Knowledge Equals Savings

A good car insurance policy will protect you from the severe financial and legal consequences of being uninsured. A policy that provides enough coverage to fully protect your assets is not ever going to be free. However, it is possible to reduce your monthly insurance bill. Saving money on your auto insurance is one way to reduce your spending. There are a number of discounts available to those who request them.

Learn to Ask

One of the biggest mistakes consumers make is not asking for a discount. Many people accept the initial rate that is quoted to them by the agent or company. It is important to think of the rate quote as a jumping off point. In some cases, the agent may have already applied as many discounts as you are qualified to receive. However, in most cases there are still discounts available. It is up to you to ask if you are eligible for certain types of discounts.

Shop Around

Another way to ask for discounts is to let the agent know that you are shopping around for multiple rate quotes. Contacting multiple auto insurance providers in Salt Lake City will help you to find many potential options. If one company offers a discount, be sure to let the other companies know when you are looking for rate quotes. The other companies are more likely to match the discount if they know it has already been offered to you.

Be Specific

When asking for discounts it also helps to be as specific as possible. If you know that you will have low annual mileage on a vehicle, it is essential to ask for low mileage discounts. Drivers who put less than 7,000 miles a year on their cars are eligible for major savings. You can save more than ten percent on your annual insurance costs from this discount alone.

Automatic Savings

Many companies also offer discounts to those that will renew their policies in advance. If you know that you want to stay with the same company than you should ask about this type of discount. If they refuse to provide an advance renewal discount it may be time to consider switching your policy to a new insurance company. Many companies will also provide discounts to those who pay for the policy with automatic bank debits. This will provide you with automatic discounts with no effort on your part. Remember that knowing what to ask for will help you to get the savings you need.

ASA Insurance provides excellent coverage for car and home insurance in the Salt Lake City area with the lowest rates to the English and Spanish communities. Affordable rates and superior service for all home, auto and business/commercial insurance needs.

Asa Insurance provides excellent coverage for auto insurance in the Salt Lake City area with the lowest rates to the English and Spanish communities. Affordable rates and superior service for all home, auto and business/commercial insurance needs.