Paul Mackenzie Debt Consultancy: Best Practices When Encountering Debt Collectors

You are not alone in your fear of phone calls from debt collectors. Nevertheless your fear should never prevail as this does often allow the affair to spiral into an even more complex scenario. So what should do or not do when such calls arise? Our debt consultancy firm has been in operation from 2007 and is highly successful in resolution of many similar cases. Our experience in the industry and reputation suggest we can provide you valuable pointers. This includes how to respond to the call, what to ask for after the call and final actions.

1. Never Ignore calls by Debts Collectors

Never? Yes never. As the leading company providing debt collection and numerous associated services you can take that statement to the bank. We have established a name by implementing various schemes of debt collection and have successfully adapted to those with the best results and consistent success in varied situations. That is our company and our competition does not always play by our rules. In which case, persistence in ignoring these calls can lead to letters of collection or worse in the form of notice of legal action.

When answering stay calm and consult on your rights in this issue. In our experience we have observed that having valid paperwork in order in advance helps answer questions so practice filing for easy retrieval. If letters have already been sent walk into Paul Mackenzie debt consultancy for the best professional advice.

1. Request Written

In this age of computers and scams anything is possible so never make any decisions on the phone. Instead, when talking request the debt collector to have written verification mailed directly to your inbox soon as possible. This is important as the phone directory is worst tool when tracking down a company what happens when after payment you realize it was a wrong address owing to matching names is anyone’s guess.

In practice, Paul Mackenzie debt consultancy advises that your request for written debt verification should include the borrowers name and address, date of borrowing, sum borrowed and where relevant a written copy of the approval letter for the debt in question.

1. Collect or Consult on the Debt’s Legal Status

The law is very clear on issues surrounding debt and specific debts are subject to statutory limitations. This means if the debt remains unpaid for a specified period and the creditor has not made adequate effort to contact the debtor then the debt is struck of on legal grounds.

In such cases you have to have answered any phone calls from the debt collector. If this is your case you must provide a letter stating these conditions to any debt collector. This letter will be written proof you informed them of the debts legal standing. These are just some of the tips from the leaders in debt recovery at Paul Mackenzie debt consultancy.

Paul Mackenzie debt consultancy continues to grow rapidly. The company has built a sterling relationship in Scotland offering professional and tailored made debt recovery services. We are backed by a team of qualified staff and value each client equally as a Paul Mackenzie debt.

Paul Mackenzie Praa is one of the finest places to seek out portfolio recovery service.