Unique Benefits of Travel Insurance for Students

These days foreign degrees, foreign education, and desire to get enrolled in foreign university are in high demand. Parents are more eager about their children education and are ready to spend money for getting the best foreign degrees. However, often the excitement and enthusiasm of getting into a foreign university leads to forgetting of personal care in foreign land. After many cases of students being subjected to both medical and non-medical sufferings in foreign land, parents have gone awry. Now, they want the best to first protect their children and cover either medical or non medical requirements in foreign land.

Personal care is mainly subjected to health, accidental mishap, and other travel related woes. So, if these can be take care than students will have fewer problems to bother with. They can concentrate on studies and get the desired results or goals achieved. The best option or solution to ease the students moving out of country and be safe is to opt for travel insurance for students.

It’s always advised to buy the complete insurance package for student. The comprehensive insurance cover will ensure lots of benefits, services, miscellaneous features, medical needs compensated, and non medical requirements included. The main comparison is based on premiums; and premiums of "Indian Health Insurance Company" are often lower than plans or premiums offered at foreign universities. Thus, the scary feeling of letting your child go to an unknown land can be eradicated, as at every step your child will be protected or covered under student insurance policy. Therefore, your kid can explore life in a foreign land as a student and gather memoirs to cherish. So, experts often say to buy doubtlessly the international students insurance policy.

Unique Benefits of Student Insurance Plan:

1. It’s is a general insurance cover boost with features like "personal accident cover, travel woes benefits, and pre-existing diseases in case of life threatening conditions
2. No third party involvement, so insured get direct cashless settlement with the insurance company
3. The cost of insurance plans and its subsequent premiums are lowest in industry as compared to the highly inflated premiums of foreign universities
4. The sum insured is always high and gets double in cases of personal accident hospitalization
5. It also cover sponsor protection
6. There’s no pre-medical policy check up for buying student insurance plan
7. Medical expenses are covered for both in-patient and out-patient insured members
8. There’s also extended or exclusive cover for both medical or non medical requirements in country of residence
9. The medical expenses to be compensated also covers repatriation of mortal remains
10. The dental expenses of the insured member is also compensated under the policy
11. The miscellaneous features like "bail bond, personal liability cover, university insolvency, emergency cash advance and coverage at home country" is included in the policy
12. The following non medical requirements are covered:

Loss of checked in baggage covered

Delay in arrival of baggage for more than 12 consecutive hours

Loss of travel documents like passport

Loss of international driving license

Trip delay or cancelled

Flight delay or cancelled

Loss of laptop or tablet

1. It also compensates expenses for mental and nervous disorders
2. The treatment for alcoholism and drug dependency is also covered
3. The cancer screening and mammographic examination are also a part of students insurance cover

Therefore, parents must opt for the insurance cover, as it gives an extra edge to their kids staying in foreign land. You don’t have to worry about any mishaps, untoward incident, loss of belongings, or medical attention. All will be taken care and compensated. So, you’re secured 100% financially and 60% emotionally. It’s a best deal and worth opting for students traveling abroad.

This article has been published by Saif Raja, a regular blog writer on Insurance Policy. You can find info on Accident Health Insurance