Auto Insurance in Calgary: Drive Safe For Lower Rates!

Fresh white snow, hot chocolate and Christmas songs…All these turn Calgary into a winter wonderland. But, winter is not that great for the people behind the wheel. In fact, driving in Canadian winter can be a challenge even for the most experienced drivers.

Extreme winter conditions, such as freezing rain, heavy snow, “black ice” and bitterly cold temperatures, not only affect your vehicle’s performance, but also can get you into trouble. For instance, you can damage your vehicle or cause a serious accident regardless of how careful you are. If this happens, your auto insurance premium will go up. But, if you will get through this winter without filing a claim, you can obtain a substantial discount on your auto insurance in Calgary.

Safe Driving During Winter

To drive safely in winter, you must prepare your car. Here are a few points you should consider.

• Winterize Your Car: It is imperative to check your car's engine, battery, fluid levels, cooling and heating system, hoses, brakes, tire tread, exterior lights and windshield wipers before the first snow. As well, do not forget to install winter tires when the temperature drops below 7 degrees Celsius.

• Maintain Good Visibility: Good visibility can help you avoid accidents, increasing your chances of getting a discount on auto insurance Calgary. To ensure good driving visibility, clear all windows before going on a road trip and use antifreeze windshield washer fluid.

• Get Ready for Bad Weather: Light bulbs, fuses, jumper cables, warning devices, flashlights, shovel, ice scraper and blankets are some of the things you should keep in your vehicle. If you are going on a long trip, add water, food, medication and make sure that your phone is fully charged. All these are very important to manage unexpected emergencies on the road.

• Practice Winter Driving: One thing you can do to qualify for a lower auto insurance in Calgary quote is to practice cold weather driving. By rehearsing different maneuvers on ice or snow in an empty lot, you can check your own limits and car’s performance. Pump on non-antilock brakes and stop on antilock brakes to get a clear picture of what your brakes can do.

Prevent Crashes and Get a Better Deal on Auto Insurance in Calgary

Below are several winter driving tips that can help you prevent car accidents and obtain a discount on your auto insurance premium. This is what you should do:

• Increase stopping distance

• Adjust your speed to traffic conditions

• Do not use cruise control

• Keep your eyes open for hazards

• Get enough rest before going on a trip

• If you are going on a long trip, stop from time to time to get some rest and allow the other drivers who accompany you to drive as well

• Never go on a trip after taking medication, drinking alcohol or having a sleepless night

By simply following all these winter driving safety tips, you can avoid accidents and unwanted repercussions, such as traffic tickets and auto insurance in Calgary quote increase.

Lane’s Insurance in Calgary are qualified brokers that specialize in quality auto insurance coverage at great rates. Contact Lane’s today!

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