Car Insurance Trends

Beware of Driving While Uninsured By Brad R King

While it may be tempting to hit the road without any coverage, think twice before you do. You will be endangering your life and the lives of others, especially if you cause damage or injuries that you can't pay for. And if you get caught, you could end up making matters worse than they already are.

The most common reason for people driving while uninsured is late payments. Do not miss your insurance payment. Do not let your insurance lapse. Doing so could result in your insurance company contacting the DMV, and notifying them of the fact that you have no insurance. While most insurance companies have a grace period for payments, there are some that may notify the DMV within 24 hours.

Here are three tips you can use to help avoid non-payment;

• Always set money aside for your car insurance premiums. This is one of those payments you can't afford to miss
• Pay your premiums annually or bi-annually. By paying this way, you only have to remember to pay once or twice, as opposed to every month. Additionally, insurance companies usually give discounts to customers who pay yearly.
• Have your payments taken automatically. Go with an auto insurance provider who has the option of automated billing.

Penalties for driving without insurance coverage vary from state to state. But no matter where you are, the price can be steep. Here are seven different things that can happen if you are caught driving with no auto insurance.

1. Your license can be suspended
2. The vehicle registration could be suspended
3. The car can be impounded.
4. If you hurt another person in an accident, you can be sued and are financially responsible.
5. You will have to pay fees to have your vehicle registration and license reinstated.
6. You could be required to meet to obtain SR-22 insurance, and it's expensive!
7. Your car could be impounded by the police.

To avoid all of these hassles, just apply for auto insurance. And don't drive until you do. If you are a parent who lets a minor drive, you could find yourself in the hot-seat if something goes wrong. Make the best decision for you and your child.

Use caution when it comes to driving without insurance. The rewards are few, and the risks definitely aren't worth it. You could lose your license, your car, and your money. But you don't have to lose any one of those things if you just go ahead and get car insurance.

This article was written by Brad King. Save money by Buying Auto Insurance Online. For more info and tips please visit www.BuyingAutoInsuranceOnline.net

For more info and tips please visit Buying Auto Insurance Online