Directory Image
This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Privacy Policy.

Get Insurance Smart when Buying a 'Smart' Phone!

Author: Hlas Scatter
by Hlas Scatter
Posted: Jul 07, 2016

Perform a cursory check on the internet and you'll find a proliferation of gadget websites that aim to marry excited 'girls and boys' to all the 'latest toys'. All the latest 'must-have' items are proudly displayed online where people 'virtually' queue to buy them. But the trouble with gadgets, especially if they are new to the market, is that they tend to be pretty expensive!

Handheld items in particular are highly portable and therefore more likely to be lost, broken or stolen. So, it is essential that owners of such items have smart phone insurance

cover that allows them to replace their latest beloved gadget if lost in those circumstances. The costly alternative to insurance will be to go without or take another hefty hit to one's bank balance to buy a replacement.

For example, the latest smart phones are very expensive to replace, with some individual handsets retailing for well over?500 if not purchased as part of a network contract deal. As well as allowing the owner to make calls, send texts, keep up to date with emails and also surf the web, smart phones are also capable of storing a vast amount of personal information. Losing access to that vital information is almost as distressing as losing the handset itself and even if a replacement arrives quickly there will still be a period of time during which much disruption is caused to the owner's business and personal lives.

Anyone buying such a smart phone with a major Singapore network will be automatically offered insurance for the handset, which can be relatively expensive to buy compared to other available options. For example, many people buying smart phones may also be the type of person who holds a private premier banking account with any one of the Singapore's banks. Typically, amongst the benefits of that type of account is mobile phone insurance and in some cases, gadget insurance. So, rather than pay insurance to the phone network such account holders can merely inform the bank of the IMEI number of the new handset and they will be fully covered.

Even if the smart phone purchaser does not hold such a premier banking account their home contents insurance may provide similar cover. It is certainly worth reading the home insurance policy document to check whether such items are covered before paying extra for any other insurance. For those with smart phones which will be expensive and difficult toreplace,smart phone insurance is an excellent option. It allows you to feel secure, knowing you'll be covered if anything happens to your phone. With the huge number of handsets lost, stolen or broken every day, that's important.

About the Author

I am a nice girl and i want to share interesting and useful things for you.

Rate this Article
Leave a Comment
Author Thumbnail
I Agree:
Comment 
Pictures
Author: Hlas Scatter

Hlas Scatter

Member since: Oct 15, 2015
Published articles: 14

Related Articles