For When Your Dog Bites and Other Accidents…Home Insurance In Calgary

According to U.S. News and World Report, slips on wet or icy walkways along with trips and falls due to uneven paving slabs, cracked steps, missing stair railings, equipment left outside, and poorly lit areas cause hundreds of people to file a claim for compensation against private and public property owners every single year. Winter is a beautiful, yet very dangerous season, especially in regions where freezing temperatures turn fresh snow into ice within minutes. If you live in the ‘kingdom of snow’ called Calgary, it is critical to know how you can prevent potential accidents from occurring around your house. Failure to take the necessary precautions can lead to costly repercussions.

For instance, if a postman comes to deliver your mail, and they are injured on your property, you may be held accountable for the accident, especially if you have caused the hazardous situation by doing nothing to prevent the accident. To guard yourself against potential home accident mishap claims and unnecessary complications, you should not only minimize the risk of accidental injuries on your property, but also opt for comprehensive home insurance in Calgary.

Keep Accidents Away from Your Home

Although cold weather is the main cause of accidents on public and private properties, many other happenstances can lead to unfortunate consequences. In Calgary, property occupants are responsible for replacing missing paving slabs, repairing uneven pavement and cracked steps, ensuring that walkways are properly lit, and storing equipment in designated areas after working around the homes, plus clearing snow and ice off sidewalks and driveways adjacent to their properties. Additionally, property owners are required to find effective ways to prevent dog bites.

Home Insurance Calgary and Dog Bite Claims

A study conducted by the Canadian Journal of Emergency Medicine documents that dog bites account for more injuries than playground and all-terrain vehicle accidents. According to this information, dog bites give rise to a very serious matter.

A dog’s tendency to bite depends on specific factors, including heredity, socialization, health, obedience training, and even victims’ behaviour. However, since a dog cannot be held accountable for its reaction to certain stimuli, its owner must pay compensation to victims for physical and emotional damage due to an attack or a bite. Besides opting for comprehensive home insurance in Calgary, the homeowners who have dogs should:

• Socialize their dogs from an early age

• Keep them away from unfamiliar people

• Supervise them around other people, especially children

• Use a leash every time they take their dogs for a walk

• Continue to train them

• Never encourage aggressive behaviour

• Get professional help if their dogs act inappropriately

Since you cannot eliminate all potential hazards around your property, getting home insurance Calgarywith excellent liability coverage is very important, especially because it protects you if someone gets injured while visiting your property.

To find out more about your home insurance options, please visit Godfrey-Morrow Insurance and Financial Services – a truly proficient insurance broker that provides a variety of insurance alternatives, ranging from auto, home, and life to business and recreational options.

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