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Tradesman insurance – How to find the right broker and quote

Author: John Elliott
by John Elliott
Posted: Oct 18, 2016

As a busy tradesman, it’s likely you don’t have much time to spare on office and admin tasks such as insurance. However, if you’re arranging your insurance right now, don’t be tempted by the first insurance deal that comes your way. Here’s how to choose the right broker for your business so you get the best tradesman insurance quote you can get.

Insurance customer service

Whoever you deal with for your tradesman’s insurance will need to have the motivation and initiative to find you the best possible quote. Good customer service entails your insurance broker picking up the phone, responding to queries promptly, doing what they promise, providing options, information, and education, as well as following up. There’s nothing worse than an insurance broker that aims to just sign you up and doesn’t contact you again. By keeping in touch they’ll be making sure you’re covered correctly as your business grows. Look for insurance brokers that have been recommended by word of mouth, have good online reviews, and those with plenty of information to give.

Insurance policy working for the tradesman

If your broker is asking you to sign on the dotted line without asking you to read through the documentation, then you’re in the wrong place. A good broker ensures you understand your wording and what you are and are not covered for. This way, if it comes time to a claim later down the track you won’t be left shocked if you’re not covered, or you’ll know your limits of cover for particular items.

Read your Product Disclosure Statements carefully and communicate to your broker any questions about your insurance wording. You don’t want to be left under insured, or insured for risks which you don’t need to be insured for.

Expert knowledge in trades insurance

A broker that can explain depth insurance types and examples of claims that have been previously made is one that can really help you. Better still, if you can find a broker that deals with your particular trade, industry or service, then you will find they have a great knowledge of common and uncommon risks you may have not have previously thought of.

Having a broker with lots of experience also means that if it comes time to claim or if you have any questions about new services or items to add to your packages, then they will be more likely to answer your query quickly and with information backed by understanding.

All Trades Cover specializes in tradesman insurance, quick online quotes for tradesmen, and providing a holistic broking experience. All Trades Cover can help you find the right tradie insurance package for you. For a tradesman Public Liability Insurance Quote or for any other type of trade insurance, contact All Trades Cover today on 1300 826 850 or fill in our easy online form.

About the Author

AllTradescover is Australia's fastest growing trade insurance provider offering low cost tradesman liability insurance and public liability insurance packages. Request a quote today.

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Author: John Elliott

John Elliott

Member since: Feb 22, 2015
Published articles: 21

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