Family Floater Mediclaim Insurance Features!!

One of the most popular mediclaim insurance policies is the New India assurance family floater mediclaim, which provides the policy benefits to the whole family. Age count of eighteen to sixty is the qualifying eligibility of the insurance policy.

What are the highlights of the policy?

The mediclaim policy comes with innumerable important features. Let us explore some of the benefits related to the same as follows,

The benefit of the floater means that the insured amount if money is available for all the family members. They can easily acquire the policy claim at any time of the year. Each and every member of the family has the equal right to ask for the policy claim.

Another important aspect of the insurance policy is that the policy benefits are provided to the family members, including, the person itself, the spouse, and the children.

There is one important thing which everybody should know is that, the mediclaim policy does provides coverage to the brother, parents or sister of the policy holder.

The amount of sum which is insured in the policy has a certain limit. The minimum amount is of rupees two lakhs and the maximum amount cannot exceed the value of rupees five lakhs.

The amount of premium in the policy solely depends upon the special mediclaim policy plan, and the eldest member of the family. An approximate of 50% coverage is provided to the wife or spouse, and 25% coverage is provided to each individual child.

Talking of the coverage provided by the insurance policy!

The mediclaim insurance policy covers, the following mentioned points.

• If any member of the family falls ill, which satisfy the coverage eligibility, and then he will get all the hospitalization expenses, if the treatment is going to be for more than 24 hours. The insurance company also provides pre hospitalization and posy hospitalization expenses, depending upon of the severity of the condition.
• If the person has to go through a severe treatment, which does not require twenty four hour duration, the insurance company still pays for the expenses of the severe condition.
• The mediclaim insurance policy also includes the ambulance charges, which can be required, if the condition of patient is really critical. It includes the expenses, which are spent on taking the patient from the residence and him to the hospital.
• If the insurer is going through Ayurvedic medication treatments, then he gets acquires the 25 % benefits of the insurance policy. If the patient is taken to the registered hospital, then the all the expenses are paid by the insurance company.
• If a person is dealing with any sort of diseases which are pre-existing, then he can avail four policy claims continuously without any gap. The mediclaim policy also covers up any pre-existing diseases, including diabetes or hyper tension.

Why is this mediclaim policy special?

Some special features of the mediclaim policy includes,

• The insurer also provides benefits, in terms of income tax. The person gets a lot of relief from the income tax due to the mediclaim insurance policy.
• The person also gets a perfect health discount.
• Another benefit which the insurer gets is the loyalty discount.

How will you claim for mediclaim insurance policy?

If you want to acquire the claim for the mediclaim insurance, it can be easily directed, with TPS which stands for third party administrator. You can easily apply for a cashless, facility, for the claim.

Buying mediclaim insurance is a perfect way of providing insurance cover to the whole family. So, if also want your family to lead a safe and secured life, you should definitely a New India assurance family floater mediclaim.

Hi I am Neeta Singh an online blogger, article writer, editor and publisher. Interested in insurance, finance and business oriented and education related topics.