Open sbi four accounts, which seems to be no penalty for not maintaining minimum balance

State Bank of India is In our country's largest bank & popular Bank, State Bank of India (SBI) - you have opened the account - If the answer to this question is in 'yes', then you should know that like many banks working across the country, SBI In the accounts opened in you, you have to maintain a minimum balance of every month, without which you may have to pay a penalty. But some such accounts are also opened by SBI, in which there is no restriction. This means that you can spend any amount out of the amount in your account, and there is no need to worry about whether the minimum balance is left or not.

State Bank of India, which completes 62 years of operations this month, has at least four such accounts, in which the customer does not have the necessity to maintain an 'average monthly balance'.

These are four type of accounts - first is small savings bank account, second is Basic savings bank account, third is Corporate Salary account and fourth Public money account, which is the central GOVERNMENT'S PRIME MINISTER JAN-DHAN YOJANA (PMJDY).

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SMALL SAVINGS BANK ACCOUNT

The maximum balance in SBI's small savings bank account has been reduced to Rs. 50,000 and no interest is paid on deposit amount, which is available in savings accounts. An ATM-cum-debit card is issued to the account holders for which no fee is charged according to SBI's website, and no annual maintenance charge is also taken for that. The total amount deposited in this financial year should not exceed Rs. 1,00,000, and the total withdrawal and transfer amount should not exceed Rs. 10,000.

BASIC SAVINGS BANK ACCOUNT

There is no limit to minimum and maximum amount of Basic Savings Bank Account of SBI, but the holder of this account can not open any other type of Savings Account... any other Savings Account like this - if any - Basic Savings Bank account must be closed within 30 days of opening.

CORPORATE SALARY ACCOUNT

In SBI's corporate salaries, employees and employers are given various benefits. With this kind of account, substantial paperwork and salary management expenses are reduced for the employer. According to the SBI website, in this way, the account holder employees get free banking facilities along with other facilities of the bank as well as internet banking and mobile banking.

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