The insights and benefits of insurance approved repair centre

Facing an accident is a traumatic experience and can be the cause of your pain physically, mentally and even financially. Your medical insurance takes care of the injuries inflicted upon your body during the accident, but what about your vehicle? An insured vehicle provides you the benefit of getting repairs at a discounted cost or even for free if the parts injured are covered in the claim. Now insurance companies do not pay for repairs done in any random centre. There is a proper protocol to follow.

How does an approved centre help you?

Car insurance providers will mostly offer to get your affected car fixed at the network of garages they have tied up with. This helps the companies to get better deals at lower costs. You can also opt for your own choice of the repair shop, and the company might even allow you to do that if your claim is successful but when you do this, insurance companies might impose extra terms and conditions. This is the prime reason you should go for the best insurance approved accident repair centre which uses parts and equipment approved by manufacturers to make sure you are not at a loss here.

1. Courtesy Cars -

You can avail a courtesy car while your vehicle is undergoing the repair process. This service is provided by most of the insurance claims. You cannot be entitled to this benefit if you choose to get your car fixed at a centre not approved by insurance companies. Courtesy cars tremendously increase the cost of a claim, so insurance companies only offer this benefit if you use their approved centre for repair works. From all the available insurance policies in the market, almost 93 % of them provide a courtesy car as their standard repair process, but only 7 % of these would give you the benefit of a courtesy car if you chose to repair your car at the place of your choice.

2. Guarantees -

When you get your car repaired by an insurance approved centre, the insurance providers will typically guarantee the said repairs for three years or more. This gives you the benefit of being tension free for the guarantee period as any breakage of the repaired parts can be again mended free of cost.

If you choose to select your repairer you are not entitled to the benefit of this Guarantee. This puts you in a situation of dual loss as you do not get a guarantee and if your chosen repairer provides an unsatisfactory work, you have to put in cash from your pocket if your vehicle breaks down in future due to inefficient repairs.

3. Cost of repairs -

The core issue with getting the repairs done by a repairer of your choice is that your insurance provider might not pay out the full costs of the repairs. The company might argue that it could have provided better service at cheaper costs at an approved centre. If this is the case, the insurance company might only pay you the money which it would have spent in their approved garage.

This costs you extra fees on your wallet, adding up to unwanted monthly expense. To avoid this, one can get an estimated quote from the chosen repair garage and send it to the insurer to know whether they will cover the entire cost of repairs or not. If the company denies doing so, you can choose to get the repairs done at an approved centre, so you do not have to bear the expense of repairing your vehicle.

Resource Box

Supreme ARC is a Birmingham based Accident Repair centre approved by insurance companies. The thing that separates the company from any other garage is the use of manufacturer approved parts. Your car gets a first-class treatment without any decline in quality. Contrary to many insurances approved companies, Supreme ARC, repairs what needs to be repaired and replaces what needs to be replaced. Most approved garages repair the parts that need to be replaced to cut down cost, which leaves your vehicle vulnerable.

Supreme Arc is a notable auto repair shop which has approvals from many leading auto manufactures. Having years of experience and highly skilful technicians, they never comprise on quality work.