3 Questions to Help You Choose The Right Benefits Broker

Choosing the right benefits broker for your organization may very well be the most important task mentioned in your job description as an HR resource.

Do it well and the entire workforce will thank you for a lifetime. Get it wrong and be prepared to face the brunt of lower productivity levels, high staff turnover and a dip in the company’s bottom line.

Well, we’ve got some news for you—the benefits renewal season is here. If your company’s group health and benefits policy is what’s been on your mind lately, then now is the time to make it the highlight of your career.

To that end, you must first understand the importance of an employee benefits program which is flexible enough to cater to the needs of employees of all age groups and offers simplified administration with cost certainty.

Employing the right benefits broker is the key, if you are looking to get the most out of your investment. But it’s equally important to ascertain that they have your business’s best interests in mind too.

In order that you don’t get swayed by the bright and shiny, yet meaningless benefits packages pitched to you, here are a few questions we recommend you ask a benefits broker before renewing.

1. How do you plan to provide me with groundbreaking health benefit solutions?

Businesses undergo rapid changes over the course of a year. More often than not, these changes are accompanied by a dramatic shift in your organization’s needs and expectations. This calls for a tweak in your broker’s approach too.

Given the ever-evolving workforce health insurance and benefits landscape, a reliable benefits broker should offer you a horde of progressive solutions and strategies that help you gain a competitive advantage in the market and further your company’s wellness culture.

2. What extra services do you offer?

It’s important to familiarize yourself with the spectrum of benefit packages that your health benefits advisor is able to pitch, besides devising a customized health and wellness plan.

Do they offer anything to lessen the administrative burden on your business?

Do they assist during open enrollment periods? If yes, how?

Do their packages include services such as on-site fitness and well being sessions as well as the use of telecommunications technology to provide remote healthcare?

3. Do you provide off-season employee support?

Ideally, your relationship with your broker should continue all year round.

Make sure you know how your broker will help you with any and all queries and concerns related to employee on-boarding and administration, usage tracking and claim resolution.

If you are unhappy with your benefits broker, don’t worry. At JS Benefits Group, we handle employee benefits programs from soup to nuts. Contact us today for a free consultation and quote.

The private exchange quote group health program allows employees to opt for health plans tailored to their needs.