Should Every Music Teacher Opt for Music Lesson Insurance?

When it comes to teaching music, there is no second doubt that it brings together a lot of people and different mindsets. No two learners will look at music the same way. Similarly, no two teachers will impart education of this beautiful art in the same manner.

Whether you teach an instrument or vocals, you are entering into a musical and magical zone of teaching.as a teacher, apart from protecting the art form, it is also your duty to protect what binds you, which includes buying music lesson insurance to protect the instrument lessons and copyright your work. When you put in all the efforts to create new music and the instrument notes, it is important to protect the work, before someone else adds their name to it. You will need to work on copyrighting everything that you own including your assets.

Let's have a quick look at why you should invest in music lesson insurance

• A music teacher can give music lessons at his/her place or at the student's place. Let's assume for the first point that the music lessons happen at your place. If the student/s comes down for the lessons, they need to be protected against accidents. What if the student meets with some accident at your home or, while playing the instrument? That can cause a trouble to your reputation and pockets. You may need insurance to save the trouble

• If you teach instruments, it is an asset that you need to insure in order to make it stay healthy. Insurance will help repair your instrument for no cost involved if you have caused even slight damages to the instrument. It helps you with replacing the instrument for minimal costs, which helps you from getting a dent in your pockets

• Owing to natural or manmade circumstances, if your instrument gets damaged or is stolen from your house or, while in transit, it can add up your expenses. You may not be able to pay for it from your own pockets, which is why you need something concrete for these unexpected expenses. Insurance can help you save your day when in such dire need

• As a music teacher, if you have people employed at your workplace, then you might need some insurance for compensating their medical and other leaves. This way you won't need to pay for these expenses from your own pockets

• If you create music or notes, it is important to copyright it, else people will get it stamped under their names and portfolios. That's why you should ideally have a good insurance that works in favour of copyrighting the music as well. Make sure you get the perfect insurance for your needs.

Getting music lesson insurance means you need to understand your lesson needs, your insurance needs as well as the premium limits that you have. Finally, comparison of all the providers will help you win the best insurance cover for your basic needs.

Author is an insurance agent who has a vast knowledge on the various types of music insurance such as string instrument insurance and brass musical insurance.