Understanding Specialised Sports Travel Insurance

If you're heading off on holiday and planning a bit of "sporty" fun while you are away, you should definitely consider getting single trip travel insurance before you leave. However, some policies may not cover all the sports you may want to undertake (if they are extreme) so do check before you purchase.

Many of the everyday sports you are likely to indulge in on holiday are covered as a service feature when you book single trip travel insurance. But if you are heading off for a winter holiday to one of the excellent ski slopes you will need to get additional cover. You can also get specialised cover for sports like golf.

Winter sports coverage

When you book a ski trip it is imperative you get appropriate single trip travel insurance for the journey. Before you book and pay for your policy, ensure you are totally covered for the range of services you may need while away. Hopefully you won’t need to use any of the 24-hour emergency coverage, but it is always good to set your mind at ease when you are away from home. One of the excellent benefits of ski trip cover is the knowledge that your equipment, whether rented or owned, is covered for breakage, loss, theft and a variety of other things. Most ski policies also provide you with that extra bit of coverage that will take care of you should you arrive at your destination to find that the pistes are closed. Plus, should there be a natural disaster such as an avalanche, you can rest easily knowing that you are covered should you need to get home in a hurry.

Golfing coverage

If you're looking for a luxurious "boys" holiday somewhere away in the sunshine to play a spot of golf, chances are you'll be travelling with some pretty expensive equipment. You should definitely get single trip travel insurance to cover any eventuality that might arise with regards to your clubs. While covering the standard things that come up when you travel, like illness or cancelled flights, golf insurance also includes a range of benefits specifically focussed on the golfer and their needs. These policies will take care of your clubs and cover any damage that may occur in transit, and can even cover the cost of hiring replacement clubs should there be some sort of unfortunate delay with your luggage. Plus, getting golf insurance will cover any thing that could go wrong should you rent a set of expensive clubs too.

Patrick Chong is the Managing Director of Insuremore. We provide low cost travel insurance and offer a range of policies including single trip travel insurance, annual, multi-trip and family cover. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.

Writer and Online Marketing Manager in London.