How to Save on Plastic Surgery

A plastic surgery is seen as an elective procedure and hence insurance companies a rarely cover it. However, a good surgeon can be quite expensive. To make the procedure affordable many people end up going to less than reputable surgeons, hoping to strike lucky! But this can be dangerous as a spoiled surgery can cause you considerably more harm than good.

You must always look for a qualified, board-certified and reputable surgeon who runs a well equipped facility with a qualified support staff. Never compromise on quality. Instead, you must find creative ways for discounted plastic surgery.

Go to comparative websites

Every search for a good surgeon starts with some research. We recommend that you start with comparative websites. These websites collect the data from various practices in your locality and gives an estimation of the charges at a given time and what it will include. It also gives you an overview of the charges in the locality, so that you can do a comparative study.

Look for specials

There are often specials on different plastic surgeries, including injectables and skin procedures. If you already have a practice in mind, sign up for their newsletter. You will get regular updates on any discounts or specials being offered.

Combine procedures

If you are thinking of getting more than procedure, consider going for them in one single operation. It is common for surgeries to offer discounted plastic surgery on more than one procedure. Even without the discounts you can still save up on charges like operating room or anesthesiologist fee. You can also save on recovery time.

Ask for financing plan

Why not pay for the surgery the way you will pay for special equipment? Almost every surgery has a financing plan for cosmetic procedures. Ask them for a suitable financing plan. This is actually how many people opt to pay for plastic surgery since it is easier to plan and carry out.

If you have good credit, you can get a financing plan with low interests. Usually, such plans work like loans where you pay an installment every month under a pre-structured payment plan.

Schedule at the right time

Be smart about booking your procedure. Since the insurance company won’t cover this under your regular insurance, you can try to be a bit smarter about the scheduling. Just schedule the procedure around your annual check-ups. This way you can get your lab work done under the insurance cover (since the cover will not extend to plastic surgery lab work). This can help you to save partly on the cost.

Leave out the card

Many practices prefer to be paid in cash. An upfront payment in cash is always preferred and almost every practice will offer discounted plastic surgery on cash payment. Alternatively, you can also look at medical cards that allow you the benefits of a credit card without the interests!

Save outside the clinic

You can be smart about saving through other avenues. For instance, schedule your surgery around a holiday so that you don’t have to suffer any pay loss during the recovery period. Enlist the help of family members and friends if you have children for babysitting or car pooling as required. Make arrangements for meals before you start the surgery. You can prepare these in advance and freeze them ahead of time to save up on take-outs later on.

So, be smart when planning your plastic surgery. Plan ahead, schedule smart, look for discount plans and do your research.