Sahara Mutual Fund - MF Schemes, Returns & Latest NAV

Anyone who has watched TV recently has seen that mutual funds have been advertised quite a lot over the last few months. And with good reason too, for it is a good way to invest money in worthwhile securities.

A mutual fund is an investment fund that is managed professionally, and which it brings together money from different investors, be it retail or institutional, in order to buy securities. The many structures of mutual funds include unit investment funds, unit-end funds, and closed-end funds. As with anything that involves investment, mutual funds have advantages and disadvantages.

Advantages:

1. Higher diversification
2. Play with higher economies
3. Provide liquidity
4. Involve professional

Disadvantages:

1. Involves various fees and expenses
2. No guarantee of return on investment over and above these fees and expenses

Mutual Fund Organisations

One of these professional institutions that handle mutual fund investments is Sahara Mutual Fund. A part of Sahara India Parivar, a conglomerate company and one of the biggest players in different industries, Sahara Mutual Fund, came up as a trust under provisions included in the Indian Trust Act 1982, where Sahara India Financial Corporation Limited was one of the sponsors.

A professional fund house with the aims of providing its investors with professional expertise with regards to management of mutual fund investments, Sahara Mutual Fund offers sound investment advice, also enabling investors to choose between schemes that are oriented towards both debt and equity.

With a diverse portfolio, the organization aims to reduce a person’s investment in risky propositions by giving superior risk-adjusted returns more importance, while also providing tailor-made investment opportunities and advice to help prospect investors choose the best mutual fund. Sahara Mutual Fund’s investment advisors aim to create the perfect concoction of safety, returns and liquidity by helping people choose the best option, and this is based on the person’s risk profile and investment objectives, which make it easier to arrive at the best mutual fund investment option.

Mutual Fund Services

Sahara Mutual Fund offers two kinds of mutual funds:

1. Equity Oriented Schemes

As the name signifies, a majority of funds are invested in equities under this scheme, with the aim of providing higher reruns in the long term. They are also known as Growth Schemes and are perfect for investors interested in investing for the long term. The organization offers ten such schemes.

2. Debt Oriented Schemes

More commonly known as income schemes, this involves investment in debt and government securities. It is normally preferred by investors with a medium risk preference, like individuals who have retired, as the risk involved is low. Six such schemes are offered by Sahara Mutual Funds.

What Makes This Company Attractive?

Any organization needs to be providing some kind of benefits to its customers, apart from the services. And Sahara Mutual Funds provides many desirable features which can help investors:

1. High-quality investment products
2. Great in-class customer service
3. Varied portfolio involving low risks on investment
4. Consistent over a period of time
5. Diverse schemes that suit everyone’s needs
6. Flexible investment, with option to invest or withdraw funds, with the assistance of continuous dividend reinvestment schemes and withdrawal schemes
7. Open-end schemes are liquid, so investors can acquire money back
8. There are also tax planning schemes made available (for income tax return purposes)

Equity Oriented Schemes

As mentioned above, Sahara Mutual Funds provides ten types of Equity Oriented Schemes. The reason this mutual fund is not good for investors looking for returns or regular income in the short term is that value of equity is dependent on economic, social and political factors. The ten schemes under this are:

1. Sahara Tax Gain (ELSS)
2. Sahara Growth Fund
3. Sahara Wealth Plus Fund
4. Sahara Infrastructure Fund
5. Sahara Midcap Fund
6. Sahara Banking & Financial Fund Services
7. Sahara Power & Natural Resources Fund
8. Sahara R.E.A.L Fund
9. Sahara Super20 Fund
10. Sahara Star Value Fund

Debt Oriented Schemes

This mutual fund has six schemes under it and is more stable than equities. However, it fluctuates more than money market schemes and is prone to higher risk on credit than gilt funds, where investment is done in government debt.

1. Sahara Income Fund
2. Sahara Classic Fund
3. Sahara Liquid Fund
4. Sahara Interval Fund Quarterly Plan- Series I
5. Sahara Gilt Fund
6. Sahara Short Term Fund Bond

NAV

NAV (Net asset value) is the value per share of a mutual fund or an exchange-traded fund (ETF) on a specific date or time. With regards to mutual funds, NAV is calculated once a day depending on closing market prices of securities which come under the portfolio.

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Archana Singh is a Finance Advisor and Investment Planner. She Also does like to share finance and insurance related write ups on the web. Follow Archana on her social networking sites to know more about her.