Compare Car Insurance | Car Insurance | Taxi Insurance

www.highgear.co.uk Just got a new car? Or perhaps it’s time to renew the car insurance on your existing vehicle? Whatever your requirements, navigating the world of Compare Car Insurance can be stressful and time-consuming. Thankfully, the experts at Taxi Insurance are here to help. At High Gear taxi insurance we’ve got decades of experience in the transport industry, so we understand all the factors involved in insuring your vehicle.

Whether you want policy-only cover for your vehicle or a comprehensive (fully comp) policy that covers any driver, we’ll listen to your requirements and tailor and compare car insurance package to suit your individual needs. And by comparing the quotes from dozens of different insurance providers like Taxi Insurance, Car Insurance, Van Insurance, we can find you the very best price.

At High Gear Taxi Insurance as drivers ourselves, we understand how integral motor insurance is to your everyday life, which is why our friendly and efficient staff will make sure your documentation is with you as soon as your policy is agreed – so you can get back out on the road as soon as possible. What’s more, we’ll always go out of our way to provide you with the best possible service, making buying Car Insurance a fast and hassle-free experience. At High Gear we’re dedicated to helping you find the best deals on your Car Insurance.

Car Insurance

Whether you’re a newly qualified driver just starting out or an experienced road-user trying to find the very best deals, owning a car comes with so many complications and potential pitfalls that some might start to wonder if it’s really worth it. However, we all know that nothing beats to the freedom of the open road and being able to travel wherever you want, when you want – so how to make the experience as stress-free as possible? While we can’t help you install a new car stereo or find that elusive Saturday afternoon parking space, we can help guide you through the often confusing world of car insurance and find the policy that’s right for you.

Who needs Car Insurance?

Simply put, if you own a car it is a legal requirement to have it insured. It doesn’t make any difference if your car is used every day or only a few times a year – unless you have declared it as off the road via a Statutory Off Road Notice (SORN), you are legally obligated to purchase insurance. Car insurance is there to protect you, your vehicle and other people from the consequences of any road incident or accident you might be involved in, and helps you to provide financial compensation to cover any damage to property or injury to other drivers or pedestrians. Driving without insurance is an offence, and you could be fined up to £5,000 and lose your licence if you are caught.

What types of Car Insurance are available?

There are several different types of Car Insurance available – so much so that the choice can seem overwhelming at times. There are three main types that will cover you and your vehicle to varying degrees – these are:

Third Party Car Insurance (TPO)

Third party car Insurance is the most basic level of insurance that you can purchase. This will cover any damage caused to another person or their property if you are at fault in an accident. For example, if you reverse into another vehicle your third party insurance will cover repair to their vehicle and compensation for any injuries, but it will not cover any repairs to your own vehicle. If your car is not worth very much money or you are on a tight budget this could be a good choice, however it is worth bearing in mind that you could be left vehicle-less in the case of a crash.

Welcome to High Gear Insurance, the insurance brokerage company dedicated to specialist motor insurance.