Checklist for First-Time Home Buyers

Seeing the beautiful neighborhood and the gorgeous new homes in Hanover, MD will surely make you feel excited about moving. This little town is indeed perfect for families and retired people because of its friendly and vibrant communities. When you move here, you don't only get a new home—you get a whole new lifestyle.

Ready to take the first step? Searching for your dream home and actually buying it is a long process. Anyone who has ever bought a home can attest that it’s not an easy feat. Many things must be accomplished—from convincing the lenders to approve your mortgage loan all the way to securing all necessary permits and documents if building one. If it's your first time to build or buy a new home in Hanover, MD, then this checklist is for you:

1. Finding the ideal neighborhood or home site

Hanover is home to some of the richest and finest neighborhoods in Maryland. You will appreciate the historic landmarks and quaint restaurants and stores in Ashland. If you like living in the countryside, then you will find Montpelier as a suitable area.

2. Selecting a home builder

The best home builders in Hanover are licensed by the State of Maryland. They have insurance and a collection of customizable floor plans.

3. Determining what you want

Several factors can affect the style of your home, such as the size of your family, your overall lifestyle, and of course, your budget. It is important to think about these things before you even start looking for a home so that you'll know what your options are and find out if your builders can work within your budget.

4. Completing the purchase agreement

After deciding on the floor plans, home styles, insurance, and other terms, it's time to complete the purchase agreement. Make sure to review everything and ask for legal advice from a lawyer (if necessary) before you sign any papers from your home builder.

5. Applying for a mortgage

Once you have a purchase agreement, you need to look for a lender or mortgage brokers. Most home builders will recommend their partner lenders to make the approval process faster. See to it that you agree with all their terms, specifically the interest rates.

6. Building your new home

Once all the paperwork is completed, the home builders will begin constructing your dream home.

About the Author:

Ameri-Star Homes was built on the idea that a home is not complete until the homeowner is 100% satisfied. That's right, completely satisfied homeowners. This goal is achieved in several ways:

One-year walkthrough to ensure your home is still in pristine condition

Ten-year homeowners warranty for added security

Affordable prices to fit every budget

Established relationships with our subcontractors and suppliers

Superior craftsmanship

Whether you want a home built on one of our home sites or on your own land, count on the same high quality from Ameri-Star. We have set out to exceed all your expectations of integrity, affordability, and customer satisfaction. Build lasting memories for years to come with Ameri-Star Homes.