Why is a Jewelry Appraisal Important?

The typical individual owns a handful of valuable jewelry items whether this is in rings, necklaces, bracelets, watches or earrings. It is important that each of these pieces is purchased with an appraisal document or if that was not offered by the seller then it needs to be a document that you get from the best Dallas jewelry store as soon as possible.

The purpose of an appraisal is to evaluate and document the value of the piece of jewelry for insurance purposes. It is a written report that identifies the gemstones, weight, design and quality and generally includes a picture of the item for comparison reasons especially for extremely expensive jewelry. This information is held by the owner but should also be submitted to the insurance company for any jewelry that is to be insured against theft, damage and other qualifying events listed under the policy.

While most individuals don’t think much about this process, it is highly recommended by the best Dallas jewelry store representatives for every item purchase through their venue. It is a service provided to customers at an affordable cost even if the jewelry was not purchased at their location or through their online store. Experienced evaluators assess the jewelry item, perform the write-up and then certify the jewelry as appropriate before giving everything back to the customer to do with as they wish. One of the biggest benefits in an appraisal is the ability to recover the financial loss if an item is stolen so that it can be replaced or a new piece can be commissioned. An appraisal also protects the owner against fraud should they take their jewelry to a disreputable dealer who switches out the stones for fake imitations. While these seem to be rare and extraordinary circumstances, it is always best to be safe than left in disappointment and the appraisal is very easy to obtain. The cost varies based on the piece in question and the circumstances and it may be a good idea to get everything done at once. When you shop from the Dallas jewelry store this service is offered and provided with every purchase so customers immediately know what the value of their jewelry is at the end of the sale. Remember that an appraisal can be done at any time so even if you have some old jewelry pieces that were inherited that are just lying around, bring or send them in after talking with a representative and see what they are worth.

Nothing can ever replace an heirloom or favorite piece of jewelry and the memories associated but financial compensation can help you to move past the event and replace the item as desired. If you aren’t sure whether it is worth the cost to have your engagement ring, wedding band set or other jewelry items appraised, speak to a representative from the Dallas jewelry store and see what their recommendation is for your unique situation. While there, take a look at their beautiful inventory of loose diamonds and precious gems and start planning her/his next gift for their collection.

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Heaven forbid anything should happen to your favorite piece of jewelry such as getting damaged or being stolen but should the worst happen then the appraisal can make a significant difference in the outcome.