Making The Most Of Your Family Holiday

To many people's minds, having young children would be a hindrance to a dream vacation. However, travelling while the children are young can make for the most memorable experiences - and children will benefit in myriad ways from a family holiday. Insurance policies put in place right from the word go will ensure that young families can set off on an adventure with little or no stress about what could happen to ruin their experience.

Travelling With Children is Rewarding

Any trip abroad can be quite tiring and contain an element of risk, particularly when children are still small; but the educational and inspirational value of these experiences are of incalculable worth, especially during their formative years. With planning, patience and care, you can keep the financial, physical, emotional and mental expenditure down – and a good family holiday insurance policy can help make sure you keep the costs even lower, in case of unforeseen events.

Before You Go

Planning and preparation are key to ensuring your trip is unforgettable for all the right reasons. When travelling overseas together for the first time, make sure you research all the things you need to know about the destination - your children’s well-being starts with being informed. Are their specific shots they will need to have for tropical diseases like dengue and H-fever? What is the state of the drinking water? And how easy is it to find English speaking child-minding services and child-friendly facilities? The climate is another thing you will need to research well before you go so your preparation will include packing the correct clothes for young members. Don’t forget the other necessities that may be hard to find overseas either - including vitamins, medications, and even the children’s favourite snacks and toys.

A Word on Family Holiday Insurance

One of the most common misconceptions is that this is just another unnecessary cost, and rarely has anyone ever had to use it. But it may help to think of it as the oxygen mask on the plane: no one really ever wants to have to use it, but when you do, you’ll be glad it’s there!

Many families, especially those with young children do, indeed, find it useful – sometimes even before getting on the plane. This is because youngsters easily fall ill and, if this happens before the trip, having comprehensive family holiday insurance ensures you are covered for cancellation fees and lost deposits, so you can reschedule with minimal loss. During the trip, a good policy will also help ease the pain of lost luggage, cancelled flights and accommodations and other inconveniences that may otherwise be quite costly.

Avoiding Medical Issues

There are, of course, practical ways to avoid getting sick or experiencing careless accidents while overseas. Experts advise eating only at recommended places - ensuring safe (purified and sterilized) drinking water, especially in more exotic countries. Also, having small children along requires keeping them within view at all times; ensuring they’re not eating unfamiliar food and objects; and keeping them secure at airports and while sightseeing. Still, unforeseen events can happen and when they do, a good policy can help ease the load of overseas medical bills or emergency assistance.

Patrick Chong is the Managing Director of Insuremore. We provide low cost travel cover and offer a range of policies including annual, multi-trip, single-trip and family holiday insurance. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.

Writer and Online Marketing Manager in London.