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Credit Loan CIMB Bank

Author: Goc Nhin Tai Chinh
by Goc Nhin Tai Chinh
Posted: Jul 23, 2018

You are planning a plan but still not done because of... limited capital! Cimb bank Personal Loan. Malaysian Bank can solve your financial problems from now instead of waiting too long. With a consumer loan CIMB Bank, what you are hesitant about the long-term plans will soon get from here.

CONDITIONS OF LOAN

I live and work in Ho Chi Minh City

Minimum age is 22 and not over 60

Working at the company, the minimum wage of 6 million and bank transfer (any)

Consumer Loan CIMB Bank - Malaysia Bank

With the full name, CIMB Bank Vietnam Limited (you can find out more at Wikipedia: CIMB Bank) early in the financial sector in 2018 and recently more customers know more with The program offers unsecured interest rate loans in addition to fast loans, free of charge.

So why choose a bank with 100% investment from Malaysia and ranked in the top 5 in Asia today. The following are the most detailed reasons you may know more clearly through this article.

Interest rate of CIMB Bank

The interest rate applicable at CIMB Bank is currently applied on a declining balance. The monthly payment will be the same but the principal will gradually decrease and the interest will gradually decrease. The following is the calculation on the outstanding loan balance that banks are applying.

For more information, please refer to Dividend Yields. Calculations are used by most banks as a common standard. There will also be a gradual decrease in the loan modalities: the principal will be divided equally into periods and the interest will gradually decrease. Therefore, the amount of monthly payment will decrease. Assessment: There will be a gradual reduction in the loan balance but the total amount of interest will be the same. To know the interest rate like that, customers can call the Hotline for the most detailed advice.

The condition of CIMB Bank's unsecured loan

The current financial loan service applies to many types of loans such as unsecured loans such as electricity bills, life insurance or phone sims, etc. CIMB Bank has adopted the same! Absolutely not, since the bank is supported by stable monthly income, it can be proven that it can only be applied to payroll loans. The conditions for applying the loan are as follows:

Customers are living and working in Ho Chi Minh City and Hanoi.

Working at the company, the minimum amount of money transferred from the transfer of money transfer from 6 million VND

Bank support: office workers, from sales staff to sales managers, engineers, and office staff in management or administration. Malaysia is still limiting some general labor positions.

Currently no bad debt at banks or other financial companies.

Consumer Credit Appraisal Process CIMB Bank

Consumer loans CIMB Bank applies a closed assessment process. In addition, all information about customers will be absolutely confidential. The steps to getting a loan are as follows:

1. After being advised by the Malaysian bank about all information about the loan. Clients must complete all documents required by the CIMB Bank staff.

Enter the loan application, the process of approval of the loan average 4 working days.

  1. Get information about the loan from the counselor.
  2. After verifying the client agrees to the loan, the Malaysian bank will proceed with the disbursement procedure.
  3. Customers pay money through Internet Banking or transaction office.

Please note: customers will not incur any costs for their loans.

About the Author

A loan without collateral. Cimb Bank is the financial solution that you might be interested in in 2018

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Author: Goc Nhin Tai Chinh

Goc Nhin Tai Chinh

Member since: Jul 22, 2018
Published articles: 1

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