P2P Lending Opening Opportunities for Investment with high Returns

Summary – Are you looking for investment with high returns? Then, you must check out all your options by performing proper due diligence. P2P lending platforms has become one of the most reliable and credible Investment option that offering much higher returns in minimum duration.

Descriptions- P2P lending platforms have emerged as a credible financing option for the borrowers and at the same time has become a great Investment Options that offers higher returns.

How it works?

In P2P Lending Platform borrowers gets connected with available lenders by means of a virtual marketplace. They enter into a contract on the mutually agreed terms regarding loan amount, tenure and rate of interest. The amount gets disbursed on signing the contract and borrower can start paying back in the form of equated monthly installments (EMIs).

Listed below are 10 benefits to start investing into Peer-to-Peer lending marketplace today –

Hassle-free online application process

With quick online application process, as a lender you just have to look into borrower profile and the risk categories to invest money. It’s a lucrative short-term investment options that offers above market returns.

High returns on the investment

The P2P lending marketplaces offer Investments with high returns. You can expect an interest rate in the middle of 12% to 36%, which is comparatively high compared to other alternative short-term investment plans available in the market.

Investment is Recession proof

The stocks and banking institutions are prone to collapse, considering the fluctuating beer and bull economy. However, peer to peer lending marketplaces have transparent contract-based policies. You will get the same returns which you are promised on your lending agreement.

Stocks are capricious

Investment in stocks fickle too much. Buying and picking the right is a cumbersome task. P2P lending on the contrary is transparent and hassle-free. It’s good idea to be sure of final returns on your Investments.

Diversification

You can diversify your investment based on risk categories. Borrower profiles are diversified on the basis of minimal risk category, low risk, medium, high, very high and low risk categories. The more you diversify, the better returns you can expect.

Calculated risks

The risks within lending depends on your risk-taking appetite. The more boldness you show towards your investment, the better returns you can expect.

Start investing from as low as 15K

It is worth-mentioning benefit of P2P lending, you can start investing with just Rs.15,000 as an investment amount. Yes, just 15K on a loan and you will get a return as high as 36%. Moreover, you can diversify this amount to play better and safer.

Tech-savvy way of investing

Most P2P lending companies, feature tools like loan calculator and return on investment calculator. This eases your process of investment. You can calculate risk and invest in the risk categories of your choice.

Social Aspect

P2P lending has a social connectivity aspect. If you are giving thoughts on investing your money in business lending, then you will be connected to the credible small to mid-size business agencies. Thus, it touches the social aspect of investing. It is quite similar to crowd funding, wherein you have the leverage to see whom you are lending and what potential returns you will be getting.

Final Decision at your hands

P2P Lending Platform has brought a potential change the lending realm. The final decision will always be yours weather to lend or not, whom to lend and in which risk category you should invest. Make a wise and careful choice!

Faircent is India’s leading Peer to peer (P2P) lending platform in India. We facilitate P2P loans and investment services in debt products for you to borrow and lend money by means of our online credit marketplace.